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Company Profile
KeyCorp – Company Profile
KeyCorp is a bank holding company that offers a range of retail and commercial banking, commercial mortgage and special servicing, consumer finance and leasing, investment management, and investment banking products and services through its principal subsidiary, KeyBank National Association. As part of its related financial services, the company provides securities lending and custody services, personal financial services, merchant services, payroll services, access to mutual funds, equipment financing, treasury services, tax-exempt financing, asset-based lending, capital raising, equity research, and international banking...
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Analyst Opinions
Commerce Tomorrow – How Embedded Finance is Disrupting the Modern Economy
Embedded finance is the streamlined integration of financial services into a conventional non-financial service. It is intended to simplify financial processes for consumers and provide a better user experience by allowing them to access what they need when they need it. The key enablers for embedded finance are open banking and payment application programming interfaces (APIs). While these have advanced and matured sufficiently to enable embedded finance to become viable, it is not the case in all markets indicating that...
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Sector Analysis
Retail Banking Channels in a Pre and Post COVID-19 World
This report explores the performance of retail banking channels pre- and post-COVID-19 and provides strategy actions to capitalize on the changing market. It provides insight into channel preferences by activity and explores survey data on the aspects of service for which customers are turning to digital channels. The report provides a range of recommendations for how branch services can be repurposed and augmented for the digital age, taking into account examples of successful transformation by banks in Europe and Asia,...
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Sector Analysis
Retail Banking Market Dynamics: US 2018
Between 2013 and 2017 bank margins and profits in the US remained consistently higher than in Canada and the UK. However, cost/income ratios remained higher in the US. Growth in retail deposits, credit card balances, and personal loan balances grew strongly over the same period. Growth in residential mortgage balances was more subdued as activity in the housing market stalled. Despite positive macroeconomic conditions, credit card balances will grow at a significantly slower pace over the forecast period. US digital-only...
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Company Insights
Fintech Profile: HelloWallet
HelloWallet is a personal financial management application that allows users to make smarter financial decisions.
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Sector Analysis
Wealth Landscape in the US: Market Sizing and Opportunities to 2022
The US is home to a large number of affluent (high net worth [HNW] and mass affluent) individuals. The country also has a well-developed financial services sector, including the most sophisticated mutual fund and equity markets globally, which explains the high participation in various asset classes. The local retail savings and investments market has registered impressive growth post-financial crisis, with its value almost doubling from $25.4tn in 2008 to $50.5tn in 2018. Based on our proprietary datasets, this report analyzes...
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Sector Analysis
US Retail Banking: Opportunities and Risks to 2023
The total loan balances outstanding (including credit card, personal loan, and residential mortgage balances outstanding) in the US grew at a compound annual growth rate (CAGR) of 2.5% during 2014-18 to reach $12.9tn. The high level of household debt in the country is a direct outcome of a rise in domestic consumption, which has proved to be the driving force of the country’s economic growth. Credit card balances outstanding was the fastest-growing credit segment. The rising disposable income in the...