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Thematic Analysis
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Strategic Partnerships in Fintech – Thematic Intelligence
The digitization of banking drives disaggregation. Ever smaller pieces of the banking value chain can be bitten off by highly specialized new entrants. This creates partnership opportunities with best-in-class, specialist players across front, middle, and back-office functions. We organize the analysis in this report around four main categories of partnership, and highlight illustrative partnerships within each area. The categories are ‘enabling technology,’ whether core banking or front-end channel technology; ‘banking products and services,’ which subsumes more product-specific, customer-facing tech capabilities;...
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Thematic Analysis
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Social Media in Banking – Thematic Intelligence
Social Media in Banking Thematic Report Overview Social media companies will increasingly diversify away from their ad-funded business model in the face of increased regulatory scrutiny. Social media in banking thematic report maps out the prospects of social media giants for a deep assault on financial services, and how incumbent banks might respond. The report shares findings from GlobalData’s 2023 Financial Services Consumer Survey, which covers consumer openness to a wide variety of different types of financial services from different...
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Analyst Opinions
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Key Payments Trends for 2024
Exploring trends and insights from the ‘Payments Trends’ report will help you: Identify the top trends impacting the payment industry - mobile payments, social commerce, alternative solutions, AI, open banking, and blockchain. Analyze the leading trends in the industry and learn how they provide fast and frictionless user experiences. Understand each trend in detail to gain a competitive advantage in the market. Identify factors driving the growth of the payments landscape, including super apps, mobile payments, and blockchain. Understand the...
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Thematic Analysis
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Banking Predictions for 2024 – Thematic Intelligence
Exploring in-depth trends and insights from the ‘Banking Predictions for 2024’ report will enable you to: Analyze the major themes that will impact the banking industry in 2024. Identify the top 20 themes impacting the banking industry – artificial intelligence, cybersecurity, the future of work, cloud computing, blockchain and cryptocurrencies, fintech, internet of things, big data, social media, financial wellness, digital lending, digital banking, conversational platforms, personalization, data privacy, and open banking. Understand a wide range of disruptive themes that...
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Company Insights
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American Express (Amex) – Digital Transformation Strategies
American Express Digital Transformation Strategies Report Overview American Express is leveraging emerging technologies as a part of its digital transformation strategies. The annual ICT spending of American Express was estimated at $2.4 billion in 2023. A major share of this spending is earmarked for acquiring software, ICT services, and hardware from vendors. American Express (Amex) is a provider of card products and travel-related services. It offers a range of credit cards, charge cards, and other payment and financing solutions to...
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Thematic Analysis
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Demographics in Banking – Thematic Intelligence
Demographics in Banking Thematic Report Overview Demographic mega-trends around birth rates, migration, and aging are intersecting with rising geo-political tensions, de-globalization, inflation, and a host of other social will have profound implications for the development of financial services across the value chain. The demographics in the banking theme report offer a comprehensive analysis of the demographics framework, key trends shaping the demographics, and insights about the key players in this theme. Key Trends · Technology Trends · Macroeconomic and Social...
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Company Insights
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Royal Bank of Canada – Digital Transformation Strategies
RBC Digital Transformation Strategies Report Overview Royal Bank of Canada (RBC) has been focusing on using artificial intelligence, machine learning, cloud, big data, and blockchain to digitally transform its operations. The annual ICT spending of RBC was estimated at $725.1 million for 2023. A major share of this spending is earmarked for acquiring software, consulting, and hardware from vendors. RBC is a multinational financial institution providing personal and business banking, wealth management, and institutional banking services. The personal and business...
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Thematic Analysis
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Fintech – Thematic Intelligence
Fintech Thematic Report Overview Fintech, a portmanteau of ‘finance’ and ‘technology’, originally referred to a variety of new entrants, free from legacy. It is often able to bypass bank regulation operating primarily direct-to-consumer business models. These early entrants were positioned by some analysts and their marketing rhetoric, as disruptors, out to “break the banks.” Primarily, there was much disruption, in terms of disintermediating incumbents at the customer engagement level but what followed more often was a mutually beneficial partnership, with...
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Company Insights
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The Canadian Imperial Bank of Commerce – Digital Transformation Strategies
CIBC Digital Transformation Strategies Report Overview CIBC is tapping the power of emerging technologies as a part of its digital transformation strategies. The annual ICT spending of CIBC was estimated at $3.2 billion in 2022. A major share of this spending is earmarked for acquiring software, ICT services, and hardware from vendors. Canadian Imperial Bank of Commerce (CIBC) is a provider of personal, small business, and commercial, and corporate banking solutions. Under personal banking, it offers accounts, overdraft protection, credit...
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Company Profile
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Plaid Inc – Company Profile
Plaid Inc (Plaid) is an application programming interface (API) developer for banking data. The company offers bank transaction data, simplifies automated clearing aouse (ACH) authentication by connecting accounts to facilitate payments, categorizes the transaction, verifies user identity and reduces fraud, checks the balance in real-time and lowers the non-sufficient funds (NSF)fees and verifies and validate income more correctly through employment info. Plaid connects applications, traditional financial institutions and consumers. It simplifies the complex process in banks with the use of...
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