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Analyst Opinions
Retail Banking Country Snapshot: France 2016
The markets for mortgages and personal loans are largely dominated by a single provider (Crédit Agricole for mortgages, LCL for loans). Across all main products branches remain the key channel for acquiring new customers, with many providers not offering digital onboarding. Customers choose providers mainly on the basis of reputation, existing relationships, and rate. Only a minority of consumers either use, or intend to use, fintech providers, with younger consumers proving the most receptive.
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Analyst Opinions
Italy Retail Banking: Opportunities and Risks to 2023
Italy’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a marginal compound annual growth rate (CAGR) of 1.1% during 2014-18 to reach €714.3bn ($818.2bn). Credit card balances outstanding was the fastest-growing credit segment during the review period. From 2018 onwards, Italy started observing a decelerating economic growth, primarily due to political instability and low levels of investment, making it one of the slowest-growing countries in Europe. Furthermore, Italy is expected to...
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Sector Analysis
Italy Retail Banking: Opportunities and Risks to 2023
Italy’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a marginal compound annual growth rate (CAGR) of 1.1% during 2014-18 to reach €714.3bn ($818.2bn). Credit card balances outstanding was the fastest-growing credit segment during the review period. From 2018 onwards, Italy started observing a decelerating economic growth, primarily due to political instability and low levels of investment, making it one of the slowest-growing countries in Europe. Furthermore, Italy is expected to...