France General Insurance Market Size, Trends by Line of Business, Distribution, Competitive Landscape and Forecast to 2026

Powered by

All the vital news, analysis, and commentary curated by our industry experts.

$3999
Buy Report View Sample

Published: April 25, 2023 Report Code: GDIS2660MR-ST

Select Item

France General Insurance Market Report Overview

The net earned premium of the France general insurance market was EUR72.5 billion in 2022 and is expected to achieve a CAGR of more than 3% during 2022-2026. The France general insurance market research report provides in-depth market analysis, information, and insights into France’s general insurance segment. It also provides values for key performance indicators such as gross written premium, loss ratio, retail, and commercial split, premium by line of business, and reinsurance premiums during the review period and forecast period.

France General Insurance Market Outlook, 2022-2026 (EUR Billion)

France General Insurance Market Outlook, 2022-2026 (EUR Billion)

The report analyzes distribution channels operating in the segment, gives a comprehensive overview of the France economy and demographics, and provides detailed information on the competitive landscape in the country. The report also gives insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. Moreover, it includes details of insurance regulations and recent changes in the regulatory structure.

Market Size (2022) EUR72.5 billion
CAGR >5%
Forecast Period 2022-2026
Historical Period 2017-2021
Key Lines of Business Property, Motor, Liability, Financial Lines, MAT, and Non-Life PA&H
Key Distribution Channel Direct From Insurer, Insurance Brokers, Online Aggregator, Bank, And Financial Advisor
Leading Companies Axa France Vie, Axa France IARD, MMA, Pacifica, Allianz, MACIF, Assurances Du Credit Mutuel, Mutuelle Assurance Des Instituteurs De France, Malakoff Humanis Prevoyance, MAAF Assurances, and Others

France General Insurance Market Trends

Gig economy, pet insurance, personalization and hyper-personalization, Autonomous vehicles (AVs), and digitalization are some of the key trends driving the France GI market.

The highest demand for gig workers arises from food delivery platforms, such as Deliveroo and Uber Eats. Multiple insurers have launched gig insurance, for instance, Deliveroo partnered with the insurtech Qover to provide a pan-European insurance platform for its riders. Qover introduced a bike insurance for Deliveroo delivery riders, which provided a flexible subscription model exclusively for Deliveroo riders, offering yearly and monthly payment options. In 2022, Deliveroo included sickness cover and parental benefits for its gig workers.

In France, there are two different kinds of pet insurance: protection against accidents and protection against illnesses and accidents. The former only pays for medical expenses and costs related to surgery for accidental wounds, such as cuts, bites, and fractured bones. The latter also includes the treatment of pet diseases.

France General Insurance Market Segmentation by Lines of Business

The key lines of business in the France general insurance market are property, motor, liability, financial lines, MAT, and non-life PA&H. In 2021, property segment held the highest share.

France General Insurance Market Analysis by Lines of Business, 2021 (%)

France General Insurance Market Analysis by Lines of Business, 2021 (%)

For more lines of business insights into the France general insurance market, download a free report sample

France Life Insurance Market Segmentation by Distribution Channel

The key distribution channels in the France life insurance industry are direct from agencies, direct marketing, and banassurance. Agencies was the most preferred channel for purchasing insurance products in 2021 as it is dependent on the traditional distribution network of agents. Bancassurance has its presence as a distributor for the property and casualty insurance line of business products.

France Life Insurance Market Analysis by Distribution Channel, 2021 (%)

France Life Insurance Market Analysis by Distribution Channel, 2021 (%)

For more distribution channel insights into the France life insurance market, download a free report sample

France General Insurance Market - Competitive Landscape

The leading general insurance companies in France are Axa France Vie, Axa France IARD, MMA, Pacifica, Allianz, MACIF, Assurances Du Credit Mutuel, Mutuelle Assurance Des Instituteurs De France, Malakoff Humanis Prevoyance, MAAF Assurances, and Others. In 2021, Axa France Vie was the leading insurer.

France General Insurance Market Analysis by Companies, 2021 (%)

France General Insurance Market Analysis by Companies, 2021 (%)

To know more about the leading companies in the France general insurance market, download a free report sample

Segments Covered in the Report

France General Insurance Market Lines of Business Outlook (Value, EUR Billion, 2017-2026)

  • Property Insurance
  • Motor Insurance
  • Liability Insurance
  • Financial Lines Insurance
  • MAT Insurance
  • Non-Life PA&H Insurance

France General Insurance Market Distribution Channel Outlook (Value, EUR Billion, 2017-2026)

  • Agencies
  • Direct Marketing
  • Bancassurance

Scope

This report provides a comprehensive analysis of the general insurance segment in France –

  • It provides historical values for the France general insurance segment for the report’s review period and projected figures for the forecast period.

  • It offers a detailed analysis of the key categories in France’s general insurance segment and market forecasts until 2026.

  • It profiles the top general insurance companies in France and outlines the key regulations affecting them.

Key Highlights

• Key insights and dynamics of the French general insurance segment.

• A comprehensive overview of the French economy, government initiatives and investment opportunities.

• The French insurance regulatory framework’s evolution, key facts, taxation regime, licensing and capital requirements.

• The French general insurance industry’s market structure giving details of lines of business.

• The French general insurance reinsurance business’s market structure giving details of premium ceded along with cession rates.

• Distribution channels deployed by the French general insurers.

• Details of the competitive landscape and competitors’ profiles.

Reasons to Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the France general insurance segment.

  • Understand the demand-side dynamics, key market trends, and growth opportunities in the France general insurance segment.

  • Assess the competitive dynamics in the general insurance segment.

  • Identify growth opportunities and market dynamics in key product categories.

  • Gain insights into key regulations governing France’s general insurance industry, and their impact on companies and the industry’s future.

Pacifica
CNP Assurances SA
Axa France Vie
Mutuelle Assurance Des Commercants et Industriels de France
Generali IARD
Allianz IARD
Groupama Gan Vie SA
Assurances Du Credit Mutuel IARD SA

Table of Contents

  • 1. Executive Summary

  • 2. Economy Overview

  • 3. Regulatory and Compliance

  • 4. Key Market Trends

  • 5. Summary Trends and KPIs

  • 6. Key Trends by Line of Business

    • 6.1. Property Insurance

    • 6.2. Motor Insurance

    • 6.3. Liability Insurance

    • 6.4. Financial Lines Insurance

    • 6.5. Marine, Aviation, and Transit Insurance

    • 6.6. Personal Accident and Health Insurance

  • 7. Distribution Channels

  • 8. Competitive Landscape

  • 9. Competitor Profiles

  • 10. Reinsurance

  • Appendix

Frequently asked questions

France General Insurance Market Size, Trends by Line of Business, Distribution, Competitive Landscape and Forecast to 2026 standard reports
Currency USD
$3,999

Can be used by individual purchaser only

Most Popular
$7,998

Can be shared by unlimited users within one corporate location e.g. a regional office

$11,997

Can be shared globally by unlimited users within the purchasing corporation e.g. all employees of a single company

Add to Basket

Undecided about purchasing this report?

Enquire Before Buying Request a Free Sample

Get in touch to find out about multi-purchase discounts

reportstore@globaldata.com
Tel +44 20 7947 2745

Every customer’s requirement is unique. With over 220,000 construction projects tracked, we can create a tailored dataset for you based on the types of projects you are looking for. Please get in touch with your specific requirements and we can send you a quote.

Sample Report

France General Insurance Market Size, Trends by Line of Business, Distribution, Competitive Landscape and Forecast to 2026 was curated by the best experts in the industry and we are confident about its unique quality. However, we want you to make the most beneficial decision for your business, so we offer free sample pages to help you:

  • Assess the relevance of the report
  • Evaluate the quality of the report
  • Justify the cost

Download your copy of the sample report and make an informed decision about whether the full report will provide you with the insights and information you need.

Below is a sample report to understand what you are buying

See what our customers are saying

“The GlobalData platform is our go-to tool for intelligence services. GlobalData provides an easy way to access comprehensive intelligence data around multiple sectors, which essentially makes it a one-for-all intelligence platform, for tendering and approaching customers.

GlobalData is very customer orientated, with a high degree of personalised services, which benefits everyday use. The highly detailed project intelligence and forecast reports can be utilised across multiple departments and workflow scopes, from operational to strategic level, and often support strategic decisions. GlobalData Analytics and visualisation solutions has contributed positively when preparing management presentations and strategic papers.”

 Business Intelligence & Marketing Manager, SAL Heavy Lift

“COVID-19 has caused significant interference to our business and the COVID-19 intelligence from GlobalData has helped us reach better decisions around strategy. These two highlights have helped enormously to understand the projections into the future concerning our business units, we also utilise the project database to source new projects for Liebherr-Werk to use as an additional source to pitch for new business.”

 Market Analyst & Management, Liebherr-Werk

Your daily news has saved me a lot of time and keeps me up-to-date with what is happening in the market, I like that you almost always have a link to the source origin. We also use your market data in our Strategic Business Process to support our business decisions. By having everything in one place on the Intelligence Center it has saved me a lot of time versus looking on different sources, the alert function also helps with this.

 Head of Key Accounts, Saab AB

Having used several other market research companies, I find that GlobalData manages to provide that ‘difficult-to-get’ market data that others can’t, as well as very diverse and complete consumer surveys.

 Marketing Intelligence Manager, Portugal Foods

Our experience with GlobalData has been very good, from the platform itself to the people. I find that the analysts and the account team have a high level of customer focus and responsiveness and therefore I can always rely on. The platform is more holistic than other providers. It is convenient and almost like a one stop shop. The pricing suite is highly competitive and value for our organisation.

I like reports that inform new segments such as the analysis on generation Z, millennials, the impact of COVID 19 to our banking customers and their new channel habits. Secondly the specialist insight on affluent sector significantly increases our understanding about this group of customers. The combination of those give us depth and breadth of the evolving market.

I’m in the business of answering and helping people make decisions so with the intelligence center I can do that, effectively and efficiently. I can share quickly key insights that answer and satisfy our country stakeholders by giving them many quality studies and primary research about competitive landscape beyond the outlook of our bank. It helps me be seen as an advisory partner and that makes a big difference. A big benefit of our subscription is that no one holds the whole data and because it allows so many people, so many different parts of our organisation have access, it enables all teams to have the same level of knowledge and decision support.

 Head of Customer Insight and Research, Standard Chartered

“I know that I can always rely on Globaldata’s work when I’m searching for the right consumer and market insights. I use Globaldata insights to understand the changing market & consumer landscape and help create better taste & wellbeing solutions for our customers in food, beverage and healthcare industries.

Globaldata has the right data and the reports are of very high quality compared to your competitors. Globaldata not only has overall market sizes & consumer insights on food & beverages but also provides insights at the ingredient & flavour level. That is key for B2B companies like Givaudan. This way we understand our customers’ business and also gain insight to our unique industry”

 Head of Consumer Sensory Insights, Givaudan

GlobalData provides a great range of information and reports on various sectors that is highly relevant, timely, easy to access and utilise.  The reports and data dashboards help engagement with clients; they provide valuable industry and market insights that can enrich client conversations and can help in the shaping of value propositions. Moreover, using GlobalData products has helped increase my knowledge of the finance sector, the players within it, and the general threats and opportunities.

I find the consumer surveys that are carried out to be extremely beneficial and not something I have seen anywhere else. They provided an insightful view of why and which consumers take (or don’t) particular financial products. This can help shape conversations with clients to ensure they make the right strategic decisions for their business.

One of the challenges I have found is that data in the payments space is often piecemeal. With GD all of the data I need is in one place, but it also comes with additional market reports that provide useful extra context and information. Having the ability to set-up alerts on relevant movements in the industry, be it competitors or customers, and have them emailed directly to me, ensures I get early sight of industry activity and don’t have to search for news.

 Senior Account Manager, TSYS

Related reports

View more Financial Services reports
Financial Services
New
Worldline - Competitor Profile
$350 | March 2024
Financial Services
New
Huawei Pay - Competitor Profile
$350 | April 2024
Financial Services
New
Global Risk Report Quarterly Update - Q1 2024
$1,100 | April 2024
Go even deeper with GlobalData Intelligence Center

Every Company Report we produce is powered by the GlobalData Intelligence Center.

Subscribing to our intelligence platform means you can monitor developments at France General Insurance Market Size, Trends by Line of Business, Distribution, Competitive Landscape and Forecast to 2026 in real time.

  • Access a live France General Insurance Market Size, Trends by Line of Business, Distribution, Competitive Landscape and Forecast to 2026 dashboard for 12 months, with up-to-the-minute insights.
  • Fuel your decision making with real-time deal coverage and media activity.
  • Turn insights on financials, deals, products and pipelines into powerful agents of commercial advantage.
Tell me more