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Analyst Opinions
Retail Banking Country Snapshot: Sweden 2016
Sweden has a competitive market for most financial products, with only Swedbank maintaining a dominant position in the provision of current accounts, savings accounts, and mortgages. Overall, consumers are cautious in their choice of provider, favoring those with strong reputations and nearby branches. However, comparisons between life stage segments differ significantly. Young Swedish consumers are much more inclined to act on recommendations than older consumers. Swedish consumers demonstrate higher price sensitivity relative to other markets. Digital self-service channels are the...
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Sector Analysis
Retail Banking Country Snapshot: Mexico 2016
While the market for current accounts and savings in Mexico is largely controlled by the four largest commercial banks, state-backed lenders dominate the mortgage market. Consumers place a lot of emphasis on ethical values, and this attribute is an important driver of choice across all key products. Branches remain vitally important for research, acquisition, and ongoing interactions, with online rarely being enabled for on boarding purposes.
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Analyst Opinions
Retail Banking Country Snapshot: US 2016
The US is a very competitive market for all financial products. Product ownership rates are high, particularly for current accounts and savings accounts. Both younger and older age groups use branches often, meaning there is considerable scope for providers to encourage greater use of digital channels. As the market for financial services is fragmented, US consumers tend to favor local brands with a reputation for financial stability. Regulatory activities are focused on strengthening the banking sector.
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Analyst Opinions
Consumer Payments Country Snapshot: France 2016
The French consumer payments market is unlike many other developed markets in the Western world in that card holding is low, with fewer payment cards than people in 2015. France has a highly developed point of sale (POS) infrastructure as well as a high penetration of contactless cards, although the market as a whole is heavily reliant on cash.
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Analyst Opinions
Retail Banking Country Snapshot: France 2016
The markets for mortgages and personal loans are largely dominated by a single provider (Crédit Agricole for mortgages, LCL for loans). Across all main products branches remain the key channel for acquiring new customers, with many providers not offering digital onboarding. Customers choose providers mainly on the basis of reputation, existing relationships, and rate. Only a minority of consumers either use, or intend to use, fintech providers, with younger consumers proving the most receptive.
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Sector Analysis
The Cards and Payments Industry in Czech Republic: Emerging trends and opportunities to 2020
GlobalData’s "The Cards and Payments Industry in Czech Republic: Emerging trends and opportunities to 2020", report provides detailed analysis of market trends in the Czech Republic's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, cheques, cash, payment cards and direct debit during the review period (2012-2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of...
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Sector Analysis
The Cards and Payments Industry in Slovenia: Emerging trends and opportunities to 2020
GlobalData’s "The Cards and Payments Industry in Slovenia: Emerging trends and opportunities to 2020" report provides detailed analysis of market trends in the Slovenian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, cash, payment cards, direct debit and cheques during the review period (2012-2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in...
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Sector Analysis
The Cards and Payments Industry in Iran: Emerging trends and opportunities to 2020
GlobalData’s "The Cards and Payments Industry in Iran: Emerging trends and opportunities to 2020" report provides detailed analysis of market trends in the Iranian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including payment cards and cheques during the review period (2012-16). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes...
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Sector Analysis
The Cards and Payments Industry in Saudi Arabia: Emerging trends and opportunities to 2020
GlobalData’s "The Cards and Payments Industry in Saudi Arabia: Emerging trends and opportunities to 2020", report provides detailed analysis of market trends in the Saudi cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, cash, direct debit, payment cards, and cheques during the review period (2012-2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards...
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Sector Analysis
The Cards and Payments Industry in Oman: Emerging Trends and Opportunities to 2020
GlobalData’s "The Cards and Payments Industry in Oman: Emerging Trends and Opportunities to 2020", report provides detailed analysis of market trends in the Omani cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debits, payment cards and checks during the review period (2012-2016). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation,...
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