-
Company Insights
Competitor Profile: N26
This report provides a comprehensive overview of N26. It looks at the bank’s history from its formation in 2013 through to the present day. The report also considers N26’s performance and looks at its funding. It examines N26’s partners and how the bank is using open banking to imbed their services into its mobile banking app. The analysis compares key aspects of N26 against its competitors and the products and services they provide. N26 is a digital-only bank that is...
-
Sector Analysis
Retail Banking Market Dynamics: UAE 2018
This report identifies the macroeconomic and competitive dynamics that impact upon the UAE's retail banking market. It provides insight into the outlook for deposits, credit cards, personal loans, and mortgages; net changes in market share across all four product areas; and overall financial performance, including profitability, efficiency, and income sources. The retail deposits market in the UAE witnessed steady growth during 2014–18, and is expected to continue along the same trend over the forecast period. The credit card and mortgage...
-
Company Insights
Competitor Profile: Tandem
Tandem is a provider of mobile retail banking services. Its banking app enables customers to see all their financial information in an intuitive and engaging way. It currently offers a cashback Mastercard credit card, a Mastercard credit card for people with limited credit histories, and a range of fixed-term savings accounts. This report provides information and insights into Tandem, including - - Detailed insight into its business and geographical presence. - Comprehensive coverage of its products and services. - Comparative...
-
Company Insights
Competitor Profile: Monzo
This report provides information and insight into Monzo, including comprehensive coverage of its products and services, comparative assessment with key competitors, information on its performance and revenue model, and important events and milestones. Monzo is a provider of mobile retail and business banking services. By offering retail banking services within a banking app, it enables customers to see all their financial information in an intuitive and engaging way. Monzo partners with a number of different companies to offer a full...
-
Sector Analysis
Australian Consumer Credit: Forecasts and Future Opportunities 2018
Australia’s overheating property market gradually lost steam in 2018 due to investors feeling jittery along with foreign capital outflows. Although falling property prices are good news for Australian buyers who have been priced out over the past few years, the current economic environment is pushing the market on the defensive. Business confidence is falling, influenced by uncertain ties in the greater global economic atmosphere. While this has not yet affected consumer confidence, the pressure will certainly be felt in the...
-
Sector Analysis
Retail Banking Market Dynamics: Sweden 2018
The Swedish credit card market reported poor performance during 2013-17, but is expected to recover slowly going forward. The retail deposit and mortgage markets in Sweden are expected to decelerate during 2018-22 after a strong performance in the preceding five-year period, while the personal loan market is expected to remain steady. Swedish banks have reported higher profitability compared to their peers in Denmark and Norway, and their operating efficiency is also on an upward trend. This report identifies macroeconomic and...
-
Sector Analysis
Retail Banking Market Dynamics: Spain 2018
The Spanish retail mortgage and personal loan markets contracted during 2013-17, but are expected to recover over the next five years. Conversely, the credit card loans market - which reported a robust performance during 2013-17 - is expected to decelerate in the next five years. The average net interest margin for Spain was lower than France and Italy during 2013-17. The cost/income ratio also remained lower in Spain. This report identifies macroeconomic and competitive dynamics that impact upon the Spanish...
-
Sector Analysis
UK Savings 2018: Review, Forecasts, and Future Opportunities
The UK retail savings market has been characterized by low levels of competition and low returns for several years. However, both competition and returns are increasing, albeit incrementally. Interest differentials between sight and time deposits are now diverging after a period of convergence. The end of cheap funding for banks has led to a steady increase in interest rates, but consumer inertia still prevails to the benefit of the big four banks (Barclays, HSBC, Lloyds Banking Group, and RBS Group)....
-
Sector Analysis
Retail Banking Market Dynamics: Singapore 2018
"Retail Banking Market Dynamics: Singapore 2018", report identifies macroeconomic and competitive dynamics that impact upon Singapore’s retail banking market. The retail deposits market in Singapore reported robust growth during 2013-17, but is expected to slow down over 2018-22. The credit card and personal loan markets are expected to accelerate during 2018-22 after a sluggish performance in the preceding five-year period, while the mortgage market is expected to remain steady. Singaporean banks are least profitable when compared with their peers in...
-
Sector Analysis
Retail Banking Market Dynamics: Hong Kong 2018
"Retail Banking Market Dynamics: Hong Kong 2018", report identifies the macroeconomic and competitive dynamics that impact upon the Hong Kong retail banking market. The personal loan and retail deposits markets in Hong Kong reported strong growth during 2013-17, but are expected to decelerate going forward. The credit card market is expected to show moderate growth during 2018-22 compared with the preceding five-year period, while the mortgage market is expected to decline slightly. Hong Kong banks are the most profitable when...
Sign up to receive regular alerts for our latest analysis and reports. No matter your industry focus, you can keep your finger on the pulse with our timely updates.