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Sector Analysis
Retail Banking Market Dynamics: Malaysia 2018
"Retail Banking Market Dynamics: Malaysia 2018", report identifies the macroeconomic and competitive dynamics that impact upon the Malaysian retail banking market. It provides insight into the outlook for deposits, credit cards, personal loans, and mortgages; net changes in market share across all four product areas; and overall financial performance, including profitability, efficiency, and income sources. The retail deposits and mortgage markets in Malaysia reported strong growth during 2013-17, but are expected to decelerate in the next five years. The credit...
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Company Insights
Competitor Profile: Macquarie Group
Macquarie Group is a provider of diverse financial solutions such as banking, finance and asset management, advisory, and risk and capital solutions across various asset classes. The group mostly serves the resources and commodities, financial institutions, green energy, conventional energy, infrastructure, and real estate business sectors. It supports innovative startups in the fintech and infratech landscapes by either partnering with or investing in accelerator programs. It is also focusing on developing skills within the organization through a workforce accelerator program....
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Company Insights
Competitor Profile: Capital One
Capital One is a diversified financial holding company that offers a range of commercial and retail banking and credit card solutions through its subsidiaries. Capital One has been using emerging digital technologies such as artificial intelligence (AI) and cloud computing to make banking simpler and seamless for its customers. The company has also partnered with various fintech companies to help transform its services. Capital One is applying AI technology to various business processes, including call center operations, back-office operations, fraud...
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Sector Analysis
Retail Banking Market Dynamics: Australia 2018
"Retail Banking Market Dynamics: Australia 2018", report identifies the macroeconomic and competitive dynamics that impact upon the Australian retail banking market. It provides insight into the outlook for deposits, credit cards, personal loans, and mortgages; net changes in market share across all four product areas; and overall financial performance, including profitability, efficiency, and income sources. The retail deposits and mortgage markets in Australia reported strong growth rates during 2013-17, but are expected to decelerate in the next five years. The...
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Sector Analysis
France Retail Banking: Opportunities and Risks to 2023
France’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a healthy compound annual growth rate (CAGR) of 4.4% during 2014-18 to reach €1,401.6bn ($1,605.6bn). The majority of France’s loan balances outstanding are from home loans, with residential mortgage balances outstanding accounting for 80.2% of total balances outstanding in 2018, followed by personal loans (19.4%) and credit cards (0.4%). Credit card usage is low among French consumers, but has picked up in...
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Sector Analysis
US Retail Banking: Opportunities and Risks to 2023
The total loan balances outstanding (including credit card, personal loan, and residential mortgage balances outstanding) in the US grew at a compound annual growth rate (CAGR) of 2.5% during 2014-18 to reach $12.9tn. The high level of household debt in the country is a direct outcome of a rise in domestic consumption, which has proved to be the driving force of the country’s economic growth. Credit card balances outstanding was the fastest-growing credit segment. The rising disposable income in the...
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Sector Analysis
Lending Landscape in Australia: Opportunities and Risks to 2023 (including Consumer Survey Insights)
Australia’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a healthy compound annual growth rate (CAGR) of 5.7% during 2014–18 to reach A$1,957.0bn ($1,378.9bn). The majority of Australia’s loan balances outstanding come from home loans. However, the improvement in the overall health of the economy, coupled with increasing income levels and declining unemployment, is expected to impact the growth in total loan balances outstanding in the coming years. Additionally, high household...
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Company Insights
Competitor Profile: Nubank
Nubank report provides information and insight into digital bank Nubank, including comprehensive coverage of its products and services, details of important events and milestones, information on its performance and revenue model, and a comparative assessment against key competitors. Nubank leverages the power of financial technologies to create a more customer-centric, efficient, and transparent banking experience. The bank offers a no-fee credit card entirely managed via an app, targeted at millennials and younger generations who prefer digital products and services to...
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Company Insights
Competitor Profile: Chime
This report provides information and insights on Chime, including details of its business and performance; comprehensive coverage of its products and services; a comparative assessment of its main competitors; and key events and milestones in the company's history. Chime is a digital-only bank that was founded in 2013 by Chris Britt and Ryan King. The company’s principle activity is to provide mobile retail banking services in the US. Chime is targeted at young consumers who have low incomes. Its core...
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Company Insights
Competitor Profile: Tide
This report provides information and insights on Tide, including details of its business and geographical presence; comprehensive coverage of its products and services; a comparative assessment of its main competitors; information on its performance, including its open banking model; and its key events and milestones. Founded in 2015, Tide’s principle activity is to provide mobile banking to small businesses in the UK. Tide is designed for time-poor business owners who wish to focus on their work rather than their banking...
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