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Sector Analysis
Retail Banking Channels in a Pre and Post COVID-19 World
This report explores the performance of retail banking channels pre- and post-COVID-19 and provides strategy actions to capitalize on the changing market. It provides insight into channel preferences by activity and explores survey data on the aspects of service for which customers are turning to digital channels. The report provides a range of recommendations for how branch services can be repurposed and augmented for the digital age, taking into account examples of successful transformation by banks in Europe and Asia,...
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Thematic Analysis
Mergers and Acquisition in Financial Services Sector (2017-Q1 2020) - Thematic Research
In this report we highlight the most interesting M&A transactions across the banking, payments, and wealth management sectors announced from January 1, 2017 to March 31, 2020, and identify the themes driving these deals.
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Sector Analysis
United States (US) Retail Banking 2020 - Review, Forecasts, and Future Opportunities
This report explores trends in the US retail banking sector and offers insight into consumer preferences and behaviors. It highlights some of the most important data points available on the performance of the sector comparable to other markets, as well as the performance and perception of firms within the industry. New trends and innovations are also noted, as are the implications of COVID-19 for the sector. Growth in the US retail banking sector has been strong over the past decade...
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Thematic Analysis
Digital Lending - Thematic Research
Digital lending as a whole experienced a contraction amid the pandemic. Subsequent analysis looks at market share evolution from 2016 to 2020 in five key markets (the UK, Australia, Hong Kong, the US, and Spain) and growth prospects based on consumer survey data regarding channel preference and provider preference in those same markets. Some of the key players in the digital lending industry include Rocket Mortgage, Wells Fargo, Affirm, Klarna, GreenSky, Funding Circle, LendingClub, Prosper, Zopa among others. The critical...
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Product Insights
UK Consumer Credit 2020: Review, Forecasts, and Future Opportunities
The total consumer credit was valued at GBP240,233 million in 2020 and is expected to grow at a CAGR of more than 5% during the forecast period of 2021-2025. Lloyds Banking Group remained the leader for personal loans with a share of more than 15% in 2020. Lloyds has maintained its market share ranking in each year as it continues to dominate the market. In 2020, credit cards dominated the UK consumer credit by line of credit followed by used...
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Sector Analysis
Use Case: Golden Global Bank Implements Technologies to Comply with Turkish Regulations
This report explores Golden Global Bank’s implementation of Fineksus’ PayGate Inspector and Service Bureau software to detect suspicious financial transactions and ensure secure international money transfers. The report identifies the main challenges Golden Global Bank faced with earlier methods, highlights the deployment of PayGate Inspector and Service Bureau to address the challenges, and explores the benefits they offered and the resulting outcomes. Governments worldwide started to take financial compliance seriously after the 2008 global financial crisis, in which millions of...
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Analyst Opinions
Germany Retail Banking Country Report
The outstanding balances of personal loans in Germany was valued at 453,074 LCU million in 2020. The personal loans market is projected to grow at a CAGR of more than 0.5% during the period 2021-2025. The segments in the retail banking market in Germany include residential mortgages, retail deposits, credit cards, and personal loans. Â The German property market is expected to grow during 2020-2025 at a CAGR of more than 5% and credit cards at a CAGR of more than...
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Analyst Opinions
Australian IFAs, Investment Managers & Platforms
With the greater transparency in fees and investment product costs in the wake of the FoFA reforms, advisors are looking for the most cost-effective means to invest in products and securities. Advisors need to detail to their clients what goes into their own charges, and so will appreciate providers that make it easy to map out costs. Platforms are first and foremost ranked by the investment fund range they offer, with almost half of survey respondents listing this as an...
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Sector Analysis
Robo-Advisors: Mapping the Competitive Landscape
The wealth management industry has long been resilient to the digitization process observed in the wider financial services space. This has started to change, however, with interest in robo-advice platforms increasing in 2015. The automated investment management space is hence becoming ever-more competitive as new entrants launch propositions. Supported by software developers, traditional wealth managers have also started exploring the digital advice market. Competition will thus increase further, although robo-advisors are still looking for business models that will appeal to...
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Sector Analysis
Wealth in the Brazil: Sizing the Market Opportunity
Affluent individuals represent just 1% of the Brazilian population but hold 94% of the country’s liquid assets. Deposits and mutual funds dominate the retail savings and investments market, accounting for 88% of the market. Growth in the retail savings market is slowing considerably thanks to considerable economic uncertainty. Deposits are forecast to grow by just 2.9% from 2015 to 2019, compared to 9.4% between 2010 and 2014. Brazilian HNW investors hold 24% of their assets in alternative, commodity, and property...
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