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Sector Analysis
HNW Asset Allocation Trends
The most striking trend is the surge in alternatives, which constitute an increasingly large share of the typical portfolio as investors seek diversification from traditional investments. We are also seeing rising demand for exchange-traded funds, which thanks to the diversification they provide and their low costs are rapidly growing in popularity. Drawn in by capital appreciation opportunities, investors are forecast to channel more wealth into equities. This trend will be particularly pronounced in Europe, where investors are hoping that loose...
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Sector Analysis
Wealth in China: Sizing the Market Opportunity; Sizing the wealth market in China and its growth potential.
At the end of 2015, of the approximately 1.05 billion adults living in China 3.5% could be considered affluent. Asset growth is expected to be strongest in the $10m+ asset band, which will record a CAGR of 14.1% between 2015 and 2019, compared to a CAGR of 8.8% for mass affluent individuals. Deposits continue to dominate China’s retail investments market, but mutual fund holdings are forecast to grow at the fastest pace over the next five years. Chinese high net...
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Sector Analysis
UK IFAs and their Clients; Identifying the IFA client base and how it can be grown.
Looking forward, growing affluence and an aging population will increase the amount of those seeking advice and bring more potential customers to the IFA target pool. Older clients, particularly those approaching and in retirement, form the current core group of advisor customers. The typical UK IFA client is an older male investor, reflecting the fact that older men tend to be the most affluent demographic group. Consumers who choose professional advice do so in order to receive strategic advice and...
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Sector Analysis
Retail Banking Market Insights: Poland
The current account sector's competitive dynamics are driven by five large banks. The top three providers claim more than half (54%) of main current accounts. Polish consumers tend to choose providers on the basis of branch location and reputational factors Switching rates are low in Poland compared to the global average of 17%. Pull factors prompt consumers to switch providers. Polish savers are cautious, with around 6 in 10 saving to protect themselves against unforeseen events and a third saving...
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Sector Analysis
Mass Affluents in Hong Kong: Attitudes
Mass affluents in Hong Kong hold more products than average, and are significantly more likely to own investments and insurance products than the general population. Providers should consider offering robot-advice investment tools to cost-effectively service their needs. Mass affluents are far more likely to be saving in order to fund a future financial investment. Banks can cater for this by allowing easy switching of funds between deposit and equity accounts and providing customers with a single view of all their...
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Sector Analysis
Sweden’s Retail Banking - Competitive Dynamics
Sweden's Retail Banking - Competitive Dynamics; is an exhaustive research report outlaying Retail Banking Scenario in Sweden. The report provides year on year statistics on Total Bank Deposits, Saving Accounts Deposits, Current Account Deposits, Mortgage and Loan Outstanding balances, and Credit Card Outstanding balances split by Banking Institutions.
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Sector Analysis
Social Media in Wealth Management; Reaching clients and prospects on social media.
The majority of investors are now active on social media on a daily basis, and wealth managers should embrace this both on the company-level and on the relationship manager-level. Social media adds value in a number of ways. Companies can benefit from social media in promoting their brand, enhancing thought leadership and investment opportunities, reaching out to a younger target audience, as well as servicing customers. Relationship managers can leverage social media in researching and reaching out to prospective clients,...
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Analyst Opinions
Social Media in Wealth Management; Reaching clients and prospects on social media.
The majority of investors are now active on social media on a daily basis, and wealth managers should embrace this both on the company-level and on the relationship manager-level. Social media adds value in a number of ways. Companies can benefit from social media in promoting their brand, enhancing thought leadership and investment opportunities, reaching out to a younger target audience, as well as servicing customers. Relationship managers can leverage social media in researching and reaching out to prospective clients,...
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Sector Analysis
Mass Affluents: Product Holding and Preferences in Australia
The Australian mass affluent segment is very savvy when it comes to managing their finances. Compared to retail consumers, mass affluent also have greater liquidity, allowing them to take advantage of their extra cash to maximize returns and reduce cost through their financial product holdings. In general, mass affluent are sensitive towards APR and will shop around for financial products or use a combination of products that give them the best return.
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Sector Analysis
Wealth in Brazil: HNW Investors; Understanding HNW investors and wealth management strategies.
The majority of wealth in Brazil originates from the construction and finance industries, and can be attributed to a range of sources. These investors are confident enough to deal with their financial affairs, but to gain access to sophisticated products and achieve better returns they opt for management services. Investment portfolios are built around cash and bonds, but it is expected that alternative holdings will continue to gain importance.
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