Peru Cards and Payments: Opportunities and Risks to 2030
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GlobalData’s ‘Peru Cards and Payments: Opportunities and Risks to 2030' report provides detailed analysis of market trends in Peru cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfer, direct debits and cheques during the review-period (2021–25e).
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2026f–30f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
GlobalData’s ‘Peru Cards and Payments: Opportunities and Risks to 2030' report provides top-level market analysis, information and insights into Peru cards and payments industry, including –
• Current and forecast values for each market in Peru cards and payments industry, including debit, credit and charge cards.
• Detailed insights into payment instruments including cash, cards, credit transfer, direct debits and cheques. It also, includes an overview of the country's key alternative payment instruments.
• Ecommerce market analysis.
• Analysis of various market drivers and regulations governing Peru cards and payments industry.
• Detailed analysis of strategies adopted by banks and other institutions to market debit, and credit cards.
• Comprehensive analysis of consumer attitudes and buying preferences for cards.
• The competitive landscape of Peru cards and payments industry.
Scope
Card market size in terms of number of cards, value and volume of transactions in Peru along with detailed card segmentation of debit, and credit cards available in the country.
Market sizing and analysis of major payment instruments including cash, cards, credit transfer, direct debits and cheques.
Payment market trends and growth for both historical and forecast period
Competitor analysis with detailed insights into leading card issuers and schemes.
Comprehensive analysis of consumer attitudes and buying preferences for cards.
A detailed snapshot of country's key alternative payment brands.
Key Highlights
In July 2025, Law No. 32413 established a legal framework under which employers in Peru — whether public agencies or private enterprises — may use digital wallets linked to savings accounts or electronic‐money accounts for the payment of wages and other labor‐related liabilities. This initiative aims to increase financial inclusion among all workers, particularly for those without bank accounts, allowing them to receive payments electronically, granting them access to safer, more efficient, and traceable financial services.
In October 2025, the payment services provider OKTO introduced a real-time account-to-account (A2A) payment feature in Peru. This innovation supports both deposits and withdrawals through QR codes that integrate with local digital wallets, including Yape, PLIN, and Bim. It enables users to move funds directly from their bank accounts or wallets without involving traditional card networks.
Cross-border payments are gradually gaining traction in Peru. To capitalize on this growth, in July 2025, payment gateway and fintech company EBANX launched digital wallet Yape to expand payment acceptance from Peruvian consumers to international merchants. This integration enables payments funded either through Yape wallet balances or cards linked to the wallet and supports both single purchases and recurring transactions.
Reasons to Buy
Make strategic business decisions, using top-level historic and forecast market data, related to Peru cards and payments industry and each market within it.
Understand the key market trends and growth opportunities in Peru cards and payments industry.
Assess the competitive dynamics in Peru cards and payments industry.
Gain insights into marketing strategies used for various card types in Peru.
Gain insights into key regulations governing the Peru cards and payments industry.
BBVA
AEMUS
Littlepay
RappiBank
Visa
Mastercard
Banco GNB
Scotiabank
Abaco Bank
BCP Bank
Interbank
Diners Club
American Express
Tarjeta oh!
Maximo
Dollarcity
RedCapital
Puma
PagoEfectivo
Mercado Pago
PLIN
BiM
PayPal
Apple Pay
Click to Pay
paysafecard
Yape
Google Wallet
Tunki
Fpay
AstroPay
Izipay
Table of Contents
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