Poland Cards and Payments: Opportunities and Risks to 2030
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GlobalData’s ‘Poland Cards and Payments: Opportunities and Risks to 2030' report provides detailed analysis of market trends in Poland cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including debit, credit and charge cards during the review-period (2022–26e).
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2026e–30f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
GlobalData’s ‘Poland Cards and Payments: Opportunities and Risks to 2030' report provides top-level market analysis, information and insights into Poland cards and payments industry, including:
• Current and forecast values for each market in Poland cards and payments industry, including debit, credit and charge cards.
• Detailed insights into payment instruments including cards, credit transfer, cash, direct debits and cheques. It also, includes an overview of the country's key alternative payment instruments.
• Ecommerce market analysis.
• Analysis of various market drivers and regulations governing Poland cards and payments industry.
• Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
• Comprehensive analysis of consumer attitudes and buying preferences for cards.
• The competitive landscape of Poland cards and payments industry.
Scope
Card market size in terms of number of cards, value and volume of transactions in Poland along with detailed card segmentation of debit, credit and charge cards available in the country.
Market sizing and analysis of major payment instruments including cards, credit transfer, cash, direct debits and cheques.
Payment market trends and growth for both historical and forecast period
Competitor analysis with detailed insights into leading card issuers and schemes.
Comprehensive analysis of consumer attitudes and buying preferences for cards.
A detailed snapshot of country's key alternative payment brands.
Key Highlights
In March 2024, the EU adopted the Instant Payments Regulation to accelerate the adoption of real-time euro payments across the region. The regulation requires payment service providers (PSPs) to enable instant euro credit transfers 24 hours a day and seven days a week. In non-euro countries, such as Poland, PSPs must be able to receive instant euro payments by January 2027 and send them by July 2027. To comply with these requirements, Poland has updated its Payment Services Act; introducing new obligations for PSPs and electronic money institutions, including access to Single Euro Payments Area (SEPA) instant payment systems, stronger customer fund protection, and regulatory oversight by the Polish Financial Supervision Authority.
In July 2025, Visa launched Visa Mobile in Poland, in partnership with PKO Bank Polski and the Polish ecommerce platform Allegro. The solution enables consumers to complete online purchases by confirming payments using only their registered cell phone number; eliminating the need to manually enter payment card details.
Payment companies are enhancing their presence in Poland through strategic partnerships and acquisitions. In September 2025, Mastercard announced a partnership with NCR Atleos (a provider of self-service banking solutions) and the Polish payment processor ITCARD to optimize contactless experiences at ATMs. This collaboration will enable cardholders to withdraw cash using a mobile device. The Consumer Device Cardholder Verification Method simplifies this process by verifying a card holder’s identity through their mobile device for contactless payments. The consumer authenticates on their phone before tapping the ATM to initiate the transaction; streamlining interactions at the ATM by eliminating the need for a physical wallet, plastic card or PIN.
Reasons to Buy
Make strategic business decisions, using top-level historic and forecast market data, related to Poland cards and payments industry and each market within it.
Understand the key market trends and growth opportunities in Poland cards and payments industry.
Assess the competitive dynamics in Poland cards and payments industry.
Gain insights into marketing strategies used for various card types in Poland.
Gain insights into key regulations governing Poland cards and payments industry.
Erste Bank Polska
mBank
Bank Pekao
Millennium Bank
ING Bank
BNP Paribas
Velo bank
Alior Bank
Credit Agricole
Santander polska
Citibank Handlowy
Mastercard
Visa
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Sample Report
Poland Cards and Payments: Opportunities and Risks to 2030 was curated by the best experts in the industry and we are confident about its unique quality. However, we want you to make the most beneficial decision for your business, so we offer free sample pages to help you:
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