Slovenia Cards and Payments: Opportunities and Risks to 2030

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GlobalData’s ‘Slovenia Cards and Payments: Opportunities and Risks to 2030' report provides detailed analysis of market trends in the Slovenian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, card, credit transfer, and direct debits during the review-period (2021–25e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2026f–30f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

GlobalData’s ‘Slovenia Cards and Payments: Opportunities and Risks to 2030' report provides top-level market analysis, information and insights into the Slovenian cards and payments industry, including –
• Current and forecast values for each market in the Slovenian cards and payments industry, including debit, credit and charge cards.
• Detailed insights into payment instruments including cash, card, credit transfer, and direct debits. It also, includes an overview of the country's key alternative payment instruments.
• Ecommerce market analysis.
• Analysis of various market drivers and regulations governing the Slovenian cards and payments industry.
• Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
• Comprehensive analysis of consumer attitudes and buying preferences for cards.
• The competitive landscape of the Slovenian cards and payments industry.

Scope

Card market size in terms of number of cards, value and volume of transactions in Slovenia along with detailed card segmentation of debit, credit and charge cards available in the country.

Market sizing and analysis of major payment instruments including cash, card, credit transfer, and direct debits.

Payment market trends and growth for both historical and forecast period

Competitor analysis with detailed insights into leading card issuers and schemes.

Comprehensive analysis of consumer attitudes and buying preferences for cards.

A detailed snapshot of country's key alternative payment brands.

Key Highlights

The introduction of contactless payments for public transportation is expected to increase the adoption of contactless cards. In February 2026, a pilot program was launched on the airport bus route between Ljubljana Jože Pučnik Airport and central Ljubljana, allowing passengers to purchase tickets onboard using contactless debit or credit cards, or mobile wallets. This initiative eliminates the need for cash or pre-purchased tickets. The goal is to make public transportation more accessible and efficient, while aligning Slovenia’s transport infrastructure with the growing preference towards digital payments.

The payment infrastructure in the country is growing rapidly. This growth was mainly supported by growing POS adoption among merchants. To capitalize its growing adoption, companies are launching tap-to-pay contactless solutions in the country. For instance, in March 2025, Apple introduced Tap-to-Pay on iPhone in nine European countries, including Slovenia. This solution allows merchants to convert their iPhones into POS terminals to accept contactless payments, without the need for any additional hardware or payment terminal.

To support small businesses and to promote local products, in March 2025, parcel delivery service DPD Slovenia – part of GeoPost which is Europe's parcel delivery network – launched Singular, an online shopping platform. This shopping platform targets SMEs offering products across fashion, handmade crafts, cosmetics, and local food and beverages.

Reasons to Buy

Make strategic business decisions, using top-level historic and forecast market data, related to the Slovenian cards and payments industry and each market within it.

Understand the key market trends and growth opportunities in the Slovenian cards and payments industry.

Assess the competitive dynamics in the Slovenian cards and payments industry.

Gain insights into marketing strategies used for various card types in Slovenia.

Gain insights into key regulations governing the Slovenian cards and payments industry.

NLB
Nova KBM
Intesa Sanpaolo Bank
OTP Bank
UniCredit Bank
DBS dd
Sparkasse
Delavska Hranilnica
Gorenjska
Mastercard
Visa
KARANTA
Diners Club

Table of Contents

Table of Contents

1. Executive Summary

2. Macroeconomics, Regulation, and Infrastructure

3. Payment Instruments

4. Card-Based Payments

5. Instant Payments

6. Digital Wallet Payments

7. Ecommerce Payments

8. Appendix

Table

Key facts, 2025

Payment instrument transaction values (LCU), 2021-2030f

Payment instrument transaction values ($), 2021-2030f

Payment instrument transaction volumes (units), 2021-2030f

Payment cards in circulation by type (units), 2021-2030f

Volume of payment card transactions (units), 2021-2030f

Value of payment card transactions (LCU), 2021-2030f

Value of payment card transactions ($), 2021-2030f

Debit cards in circulation (units), 2021-2030f

Debit card transaction volumes, 2021-2030f

Debit card transaction values (LCU), 2021-2030f

Debit card transaction values ($), 2021-2030f

Debit cards in circulation by scheme (units), 2021-25e

Debit card transaction values by scheme (LCU), 2021-25e

Debit card transaction values by scheme ($), 2021-25e

Debit cards in circulation by issuer (units), 2021-25e

Debit cards transaction value by issuer (LCU), 2021-25e

Debit cards transaction value by issuer ($), 2021-25e

Credit and charge cards in circulation (Units), 2021-2030f

Credit and charge card transaction volumes, 2021-2030f

Credit and charge card transaction values (units), 2021-2030f

Credit and charge card transaction values ($), 2021-2030f

Credit and charge cards in circulation by scheme (units), 2021-25e

Credit and charge card transaction values by scheme (LCU), 2021-25e

Credit and charge card transaction values by scheme ($), 2021-25e

Credit and charge cards in circulation by issuer (units), 2021-25e

Credit and charge cards transaction value by issuer (LCU), 2021-25e

Credit and charge cards transaction value by issuer ($), 2021-25e

Credit card in circulation (units), 2021-2030f

Credit card transaction volumes, 2021-2030f

Credit card transaction values (LCU), 2021-2030f

Credit card transaction values ($), 2021-2030f

Credit card in circulation by scheme (units), 2021-25e

Credit card transaction values by scheme (LCU), 2021-25e

Credit card transaction values by scheme ($), 2021-25e

Charge card in circulation (units), 2021-2030f

Charge card transaction volumes, 2021-2030f

Charge card transaction values (LCU), 2021-2030f

Charge card transaction values ($), 2021-2030f

Charge card in circulation by scheme (units), 2021-25e

Charge card transaction values by scheme (LCU), 2021-25e

Charge card transaction values by scheme ($), 2021-25e

Prepaid cards in circulation (units), 2021-2030f

prepaid card transaction values (LCU), 2021-2030f

prepaid card transaction values ($), 2021-2030f

Prepaid card transaction volumes (units), 2021-2030f

Figures

Card penetration per inhabitant

Average number of monthly card transactions

POS terminals per 1,000 inhabitants

Inflation rate

GDP growth rate

Unemployment rate

Average annual wages

Total population

Banked population

Internet penetration

Mobile phone penetration

Number of ATMs and ATMs per 1 million inhabitants

Number of POS terminals and POS terminals per 1 million inhabitants

Payment istrument transaction volume (paper-based vs electronic payments)

Payment instruments transaction value

Payment instruments transaction volume

Cross-border payment value

Cross-border payment Volume

Payment cards number of cards in circulation

Payment cards card penetration per individual, by card type

Payment cards value of card transactions

Payment cards volume of card transactions

Payments card value physical POS vs. remote

Payments card volume physical POS vs. remote

Payments value domestic vs. cross-border

Payments volume domestic vs. cross-border

Debit card frequency of payments and average transaction value

Debit card ATM withdrawals frequency of use and average transaction value

Debit card schemes transaction value

Debit card schemes transaction volume

Debit card schemes market share in terms of transaction value

Debit card issuers by number of cards

Debit card issuers by transaction value share

Credit and charge card frequency of payments and average transaction value

Credit and charge card ATM withdrawals frequency of use and average transaction value

Credit and charge card schemes transaction value

Credit and charge card schemes transaction volume

Credit and charge card schemes market share in terms of transaction value

Credit card issuers by number of cards

Credit card issuers by transaction value

Pre-paid card schemes transaction value

Pre-paid card schemes transaction volume

Pre-paid card schemes number of cards

Instant payments transaction value and volume

E-commerce transaction value and ecommerce breakdown by mobile vs. desktop/laptop

Slovenia Cards and Payments: Opportunities and Risks to 2030 standard reports
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