US Cards and Payments: Opportunities and Risks to 2030
Powered by 
All the vital news, analysis, and commentary curated by our industry experts.
GlobalData’s ‘US Cards and Payments: Opportunities and Risks to 2030' report provides detailed analysis of market trends in US cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including debit, credit and charge cards during the review-period (2022–26e).
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2026e–30f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
GlobalData’s ‘US Cards and Payments: Opportunities and Risks to 2030' report provides top-level market analysis, information and insights into US cards and payments industry, including:
– Current and forecast values for each market in US cards and payments industry, including debit, credit and charge cards.
– Detailed insights into payment instruments including cards, cash, direct debits, credit transfer, and cheques . It also, includes an overview of the country's key alternative payment instruments.
– Ecommerce market analysis.
– Analysis of various market drivers and regulations governing US cards and payments industry.
– Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
– Comprehensive analysis of consumer attitudes and buying preferences for cards.
– The competitive landscape of US cards and payments industry.
Scope
Card market size in terms of number of cards, value and volume of transactions in US along with detailed card segmentation of debit, credit and charge cards available in the country.
Market sizing and analysis of major payment instruments including cards, cash, direct debits, credit transfer, and cheques.
Payment market trends and growth for both historical and forecast period
Competitor analysis with detailed insights into leading card issuers and schemes.
Comprehensive analysis of consumer attitudes and buying preferences for cards.
A detailed snapshot of country's key alternative payment brands.
Key Highlights
Contactless payments continue to gain momentum in the US. In response, public transportation authorities are adopting digital and contactless fare collection technologies to modernize payment systems and support broader contactless usage. For example, in August 2025, San Francisco’s Bay Area Rapid Transit introduced its Tap and Ride contactless fare payment system which allows passengers to pay with contactless payment cards or digital wallets. Similarly, in December 2025, the San Francisco Municipal Transportation Agency extended contactless payment acceptance across the Muni network, enabling riders to pay at fare readers on buses and trains without using a Clipper card. These developments indicate wider ecosystem alignment and a more integrated role for contactless transactions.
The mobile wallet payment landscape in the US is evolving. This is attributed to the growing internet and smartphone penetration. To capitalize on its growing adoption, in May 2025, Samsung Wallet launched Tap to Transfer functionality to its users. This feature enables P2P payments via NFC in the US. This functionality allows Samsung Wallet users to send money to another person’s bank account linked to a Mastercard debit card by tapping their phone against the recipient’s NFC-enabled device—without needing a third-party payment app.
The deployment of AI and other innovative technologies will further accelerate the rise of online retail in the US. In May 2025, PayPal partnered with the AI platform Perplexity to offer agentic commerce which enables users to shop online and complete payments within the chat interface. This partnership enables PayPal’s checkout, payments, and wallet capabilities embedded into Perplexity’s platform, allowing users to move from product discovery to payment transaction execution in a single flow. The integration supports secure payments, order management, and post-purchase activities without redirecting users to external sites.
Reasons to Buy
Make strategic business decisions, using top-level historic and forecast market data, related to US cards and payments industry and each market within it.
Understand the key market trends and growth opportunities in US cards and payments industry.
Assess the competitive dynamics in US cards and payments industry.
Gain insights into marketing strategies used for various card types in US.
Gain insights into key regulations governing US cards and payments industry.
Ally Bank
Bank of America
Bank of Montreal
Barclays
Capital One
Citizens Bank
Citibank
First National of Nebraska
Huntington
ICBA Payments
JPMorganChase
KeyBank
Navy FCU
PNC
Regions Bank
Santander
State Employees’ Credit Union
Synchrony Financial
TD Bank
Truist Bank
USAA
US Bank
Wells Fargo
Visa
Mastercard
PULSE
Star
American Express
Discover
Table of Contents
Table
Figures
Get in touch to find out about multi-purchase discounts
reportstore@globaldata.com
Tel +44 20 7947 2745
Sample Report
US Cards and Payments: Opportunities and Risks to 2030 was curated by the best experts in the industry and we are confident about its unique quality. However, we want you to make the most beneficial decision for your business, so we offer free sample pages to help you:
- Assess the relevance of the report
- Evaluate the quality of the report
- Justify the cost
Download your copy of the sample report and make an informed decision about whether the full report will provide you with the insights and information you need.
Related reports
View more Payments reports
