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Thematic Analysis
NewSharing Economy – Thematic Intelligence
The sharing economy is an economic system in which private individuals share assets and services, either free or for a charge, often using a community-based online platform. As the world grows ever more interconnected, the sharing economy is based on ideas of community. Individuals can share assets such as clothes and toys or services such as household skills and insurance. The sharing economy displaces the notion of ownership as individuals can rent rather than buy assets.
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Analyst Opinions
Telco digital transformation: Lessons from the world’s most powerful digital companies
“Telco Digital Transformation: Lessons from the world’s most powerful digital companies”, a thematic research report, examines effective strategies for telcos to capitalize on the explosive growth in the consumption of digital services. The report identifies key lessons in digital prowess from major brands including Google, Apple, Facebook and Amazon that have led the value shift from technology provision to enablement, and provides and in-depth analysis of telco strategies to transform their internal operations, coming up with new technology use cases...
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Sector Analysis
P2P Lending: Responding to Disruption
P2P lending platforms have a 400–425 basis point advantage over traditional banks in loan origination. Retention of customers who have used a P2P platform before is high, with 75% saying they would approach one again when seeking a loan. Fractional lending and alternative credit risk assessments allow platforms to reduce exposure to default and asses risk more accurately than banks. The domination of institutional investors does pose a risk to the sustainability of some P2P platforms.