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Sector Analysis
Wealth in Malaysia: Sizing the Market Opportunity
The small but fast-developing Malaysian wealth market slowed down in 2015 as global economic trends – particularly weak growth in China and falling oil prices – negatively impacted retail investment values. Fortunately, the market continued to grow and expand as a proportion of the population, and although the heady growth rates of recent years are largely a thing of the past, wealth managers can still rely upon steady expansion within the country’s investor class.
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Sector Analysis
New Entrants: Mapping the Landscape
"New Entrants: Mapping the Landscape", report examines some of the most interesting and significant new entrants in the UK, the US, and Europe. This report is based on interviews with industry figures and secondary research. Market conditions around the world have not historically been particularly friendly to new banking entrants. Stringent regulations have presented formidable barriers to entry, and only a minority of consumers express enthusiasm for banking with new providers. However, regulators in the UK, EU, and elsewhere are...
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Sector Analysis
The Future of Artificial Intelligence in Banking
"The Future of Artificial Intelligence in Banking", report examines the most significant uses of AI in retail banking, in both front-office and back-office implementations. Artificial intelligence (AI) has reached the stage where it is sufficiently advanced and affordable to warrant practical implementation in financial services. Banks are busy exploring ways in which they can harness the power of AI to streamline internal processes and improve the customer experience. This report will explore what AI applications are relevant in banking at...
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Analyst Opinions
Australian Retail Deposits: Forecasts and Opportunities
"Australian Retail Deposits: Forecasts and Opportunities", report examines the retail deposit market in Australia, analyzing how market forces will influence customers' ability and willingness to save, what impact new products, innovations, and strategies will have on the savings market, and consumer attitudes towards saving and personal finance. The retail deposit market in Australia has had years of strong growth, surpassing A$1tn for the first time at the end of 2016. Growth is slowing in the market as under-employment, low wage...
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Company Insights
Competitor Profile: Canadian Imperial Bank of Commerce
CIBC offers a wide range of banking and financial services through its strategic business units. It has launched several in-house innovation hubs, invested in fintech companies, and signed partnerships with technology providers as part of its digital transformation strategy. The bank has also helped to establish various innovation hubs by connecting with fintech companies. It has mostly invested in and partnered with companies that enable it to optimize operational procedures and costs for itself and its business clients. It has...
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Company Insights
Competitor Profile: N26
This report provides a comprehensive overview of N26. It looks at the bank’s history from its formation in 2013 through to the present day. The report also considers N26’s performance and looks at its funding. It examines N26’s partners and how the bank is using open banking to imbed their services into its mobile banking app. The analysis compares key aspects of N26 against its competitors and the products and services they provide. N26 is a digital-only bank that is...
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Sector Analysis
Retail Banking Market Dynamics: UAE 2018
This report identifies the macroeconomic and competitive dynamics that impact upon the UAE's retail banking market. It provides insight into the outlook for deposits, credit cards, personal loans, and mortgages; net changes in market share across all four product areas; and overall financial performance, including profitability, efficiency, and income sources. The retail deposits market in the UAE witnessed steady growth during 2014–18, and is expected to continue along the same trend over the forecast period. The credit card and mortgage...
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Company Insights
Competitor Profile: Tandem
Tandem is a provider of mobile retail banking services. Its banking app enables customers to see all their financial information in an intuitive and engaging way. It currently offers a cashback Mastercard credit card, a Mastercard credit card for people with limited credit histories, and a range of fixed-term savings accounts. This report provides information and insights into Tandem, including - - Detailed insight into its business and geographical presence. - Comprehensive coverage of its products and services. - Comparative...
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Company Insights
Competitor Profile: Monzo
This report provides information and insight into Monzo, including comprehensive coverage of its products and services, comparative assessment with key competitors, information on its performance and revenue model, and important events and milestones. Monzo is a provider of mobile retail and business banking services. By offering retail banking services within a banking app, it enables customers to see all their financial information in an intuitive and engaging way. Monzo partners with a number of different companies to offer a full...
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Sector Analysis
Australian Consumer Credit: Forecasts and Future Opportunities 2018
Australia’s overheating property market gradually lost steam in 2018 due to investors feeling jittery along with foreign capital outflows. Although falling property prices are good news for Australian buyers who have been priced out over the past few years, the current economic environment is pushing the market on the defensive. Business confidence is falling, influenced by uncertain ties in the greater global economic atmosphere. While this has not yet affected consumer confidence, the pressure will certainly be felt in the...