-
Company Insights
Enterprise Tech Ecosystem Series: Prudential
Prudential is a financial services group that offers long-term savings and protection products. Through its subsidiaries, the group provides retirement benefits and insurance coverage for various risks such as illness, death, and critical life events. It also provides investment solutions across various asset classes, including equities, multi-asset, ï¬xed income, infrastructure, and alternatives. The group offers its products and services through independent agents, regional and independent broker-dealers, wirehouses, and banks. Its operations span across Asia, the US, the UK and Europe,...
-
Thematic Analysis
Strategic Partnerships - Thematic Research
This report analyzes the strategic collaborations between various stakeholders in the financial services industry across business segments such as core banking, payments, lending, credit cards, and mobile wallets. The report discusses in detail the key technology, economic, regulatory, and consumer trends. Within technology, the report discusses the latest developments and partnerships for the likes of software as a service, the cloud, tech due diligence, and blockchain. The report also provides industry analysis and value chain insights on types of partnership...
-
Company Insights
Competitor Profile: Orange Bank
This report provides information on Orange Bank, including detailed insights into its business and geographical presence, comprehensive coverage of its products and services, a comparative assessment of its key competitors, and a run-through of its major events and milestones. Orange Bank is a French online bank that was founded in 2017 following the majority acquisition of Groupama Banque by French telco Orange. Running as a 100% mobile bank, its products currently include consumer loans, debit cards, and current and savings...
-
Track & Monitor
FinTrack: October 2019
Every month, FinTrack showcases the latest innovations from financial services providers around the world. Each innovation is assessed and rated on key criteria, providing you with valuable insight. The provision of financial services is constantly evolving, with new technology having a particularly significant impact. Innovations such as digital delivery, AI, biometrics, and robo-advice are enabling providers around the world to offer new and improved services to customers that will improve the way they manage their finances. The growing availability of...
-
Sector Analysis
UK Savings 2019: Review, Forecasts, and Future Opportunities
The UK savings market has been characterized by a mixture of factors during 2019. Lower GDP and higher real wage growth have created a willingness and ability to save. Similarly, uncertainty over Brexit has led to a flight to safety from stocks and shares ISAs into cash ISAs. In terms of Net Promoter Score (NPS), First Direct leads the way, Nationwide has steadily fallen since 2017, and TSB collapsed in 2019. Meanwhile, new entrant Marcus by Goldman Sachs (Marcus) plans...
-
Sector Analysis
UK Retail Banking: Opportunities and Risks to 2023
The UK’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a compound annual growth rate (CAGR) of 3.3% during 2014-18 to reach £1,626.6bn ($2,075.6bn). The majority of loan balances outstanding are from home loans, with residential mortgage balances outstanding accounting for 86.7% of total balances in 2018, followed by personal loans (8.8%) and credit cards (4.5%). However, uncertainty on account of Brexit and its impact on the economy will affect the...
-
Analyst Opinions
Italy Retail Banking: Opportunities and Risks to 2023
Italy’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a marginal compound annual growth rate (CAGR) of 1.1% during 2014-18 to reach €714.3bn ($818.2bn). Credit card balances outstanding was the fastest-growing credit segment during the review period. From 2018 onwards, Italy started observing a decelerating economic growth, primarily due to political instability and low levels of investment, making it one of the slowest-growing countries in Europe. Furthermore, Italy is expected to...
-
Sector Analysis
Italy Retail Banking: Opportunities and Risks to 2023
Italy’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a marginal compound annual growth rate (CAGR) of 1.1% during 2014-18 to reach €714.3bn ($818.2bn). Credit card balances outstanding was the fastest-growing credit segment during the review period. From 2018 onwards, Italy started observing a decelerating economic growth, primarily due to political instability and low levels of investment, making it one of the slowest-growing countries in Europe. Furthermore, Italy is expected to...
-
Company Insights
Competitor Profile: bunq
bunq is a digital-only bank available to residents in the European Economic Area. The bank is squarely targeted at digital-savvy millennials, offering personal financial management tools and low-cost, convenient services. bunq is also a strong advocate of social responsibility, pursuing ethical and sustainable investments as well as encouraging customers to play a part in deciding where it invests. This report provides information and insights on bunq, including details of its business and geographical presence; comprehensive coverage of its products and...
-
Sector Analysis
Retail Banking Market Dynamics: Mexico 2018
The retail deposits and mortgage markets in Mexico reported strong growth during 2013-17, but these gains are expected to decelerate in the next five years. The credit card market is set to accelerate during 2018-22 compared with the preceding five-year period. Mexican banks have been increasing their profitability in recent years, and their operating efficiency is also improving. "Retail Banking Market Dynamics: Mexico 2018", report identifies macroeconomic and competitive dynamics that impact upon the Mexican retail banking market. It provides...
Sign up to receive regular alerts for our latest analysis and reports. No matter your industry focus, you can keep your finger on the pulse with our timely updates.