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Sector Analysis
UK Retail Banking: Opportunities and Risks to 2023
The UK’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a compound annual growth rate (CAGR) of 3.3% during 2014-18 to reach £1,626.6bn ($2,075.6bn). The majority of loan balances outstanding are from home loans, with residential mortgage balances outstanding accounting for 86.7% of total balances in 2018, followed by personal loans (8.8%) and credit cards (4.5%). However, uncertainty on account of Brexit and its impact on the economy will affect the...
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Analyst Opinions
Italy Retail Banking: Opportunities and Risks to 2023
Italy’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a marginal compound annual growth rate (CAGR) of 1.1% during 2014-18 to reach €714.3bn ($818.2bn). Credit card balances outstanding was the fastest-growing credit segment during the review period. From 2018 onwards, Italy started observing a decelerating economic growth, primarily due to political instability and low levels of investment, making it one of the slowest-growing countries in Europe. Furthermore, Italy is expected to...
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Sector Analysis
Italy Retail Banking: Opportunities and Risks to 2023
Italy’s total loan balances outstanding (including credit card balances, personal loan balances, and residential mortgage balances outstanding) recorded a marginal compound annual growth rate (CAGR) of 1.1% during 2014-18 to reach €714.3bn ($818.2bn). Credit card balances outstanding was the fastest-growing credit segment during the review period. From 2018 onwards, Italy started observing a decelerating economic growth, primarily due to political instability and low levels of investment, making it one of the slowest-growing countries in Europe. Furthermore, Italy is expected to...
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Company Insights
Competitor Profile: bunq
bunq is a digital-only bank available to residents in the European Economic Area. The bank is squarely targeted at digital-savvy millennials, offering personal financial management tools and low-cost, convenient services. bunq is also a strong advocate of social responsibility, pursuing ethical and sustainable investments as well as encouraging customers to play a part in deciding where it invests. This report provides information and insights on bunq, including details of its business and geographical presence; comprehensive coverage of its products and...
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Sector Analysis
Retail Banking Market Dynamics: Mexico 2018
The retail deposits and mortgage markets in Mexico reported strong growth during 2013-17, but these gains are expected to decelerate in the next five years. The credit card market is set to accelerate during 2018-22 compared with the preceding five-year period. Mexican banks have been increasing their profitability in recent years, and their operating efficiency is also improving. "Retail Banking Market Dynamics: Mexico 2018", report identifies macroeconomic and competitive dynamics that impact upon the Mexican retail banking market. It provides...
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Sector Analysis
Targeting Millennials in Financial Services
"Targeting Millennials in Financial Services", report explores the attitudes and behaviors millennials have with regards to their financial services, using our extensive surveying of consumers in 20 key banking markets around the world. It identifies those aspects of the customer experience that financial services providers need to address to effectively engage with millennials and highlights successful providers, products, services, and campaigns. Best practice examples and studies presented are drawn from around the world and across the economy, encompassing banks, insurers,...
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Sector Analysis
Retail Banking Market Dynamics: Malaysia 2018
"Retail Banking Market Dynamics: Malaysia 2018", report identifies the macroeconomic and competitive dynamics that impact upon the Malaysian retail banking market. It provides insight into the outlook for deposits, credit cards, personal loans, and mortgages; net changes in market share across all four product areas; and overall financial performance, including profitability, efficiency, and income sources. The retail deposits and mortgage markets in Malaysia reported strong growth during 2013-17, but are expected to decelerate in the next five years. The credit...
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Company Insights
Competitor Profile: Macquarie Group
Macquarie Group is a provider of diverse financial solutions such as banking, finance and asset management, advisory, and risk and capital solutions across various asset classes. The group mostly serves the resources and commodities, financial institutions, green energy, conventional energy, infrastructure, and real estate business sectors. It supports innovative startups in the fintech and infratech landscapes by either partnering with or investing in accelerator programs. It is also focusing on developing skills within the organization through a workforce accelerator program....
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Company Insights
Competitor Profile: Capital One
Capital One is a diversified financial holding company that offers a range of commercial and retail banking and credit card solutions through its subsidiaries. Capital One has been using emerging digital technologies such as artificial intelligence (AI) and cloud computing to make banking simpler and seamless for its customers. The company has also partnered with various fintech companies to help transform its services. Capital One is applying AI technology to various business processes, including call center operations, back-office operations, fraud...
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Sector Analysis
Retail Banking Market Dynamics: Australia 2018
"Retail Banking Market Dynamics: Australia 2018", report identifies the macroeconomic and competitive dynamics that impact upon the Australian retail banking market. It provides insight into the outlook for deposits, credit cards, personal loans, and mortgages; net changes in market share across all four product areas; and overall financial performance, including profitability, efficiency, and income sources. The retail deposits and mortgage markets in Australia reported strong growth rates during 2013-17, but are expected to decelerate in the next five years. The...
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