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Sector Analysis
UK Savings: Forecasts & Future Opportunities
Retail deposits for 2016 are expected to be 6% higher than in 2015. However, market conditions over the next few years are predicted to dampen prospects for future growth. UK retail deposits will increase at a CAGR of 3.3% during 2016–20 to reach £1,606bn by the end of the forecast period. GlobalData Financial’s “UK Savings: 2016 Review, Forecasts & Future Opportunities” looks at how the personal savings market will develop up to 2020, analyzes the factors that will determine this...
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Sector Analysis
Money20/20: Things We Learned
GlobalData’s "Money20/20: Things We Learned", offers commentary and analysis of the key subjects covered at this year’s Money20/20 event in Las Vegas. Money20/20 is one of the biggest and most important events on the financial services calendar. Speakers from a wide range of organizations, covering financial services and other industries, provided their views and insights on a variety of subjects relevant to banking, including AI, regulation, payments, lending, security, and customer experience. This report covers the most important presentations and...
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Company Insights
Banking Competitor Profile: Barclays
Barclays is one of the UK’s largest retail banks, and is the leading provider of both savings accounts and personal loans in terms of balances outstanding. Its customers are more dependent on branches, both when applying for products and for ongoing interaction. They are also less satisfied and less likely to recommend their bank than other consumers. In terms of financial performance, Barclays used to underperform on net interest margins, but is now on a par with its peers. This...
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Company Insights
Artificial Intelligence in Retail Banking - State Bank of India
"Artificial Intelligence in Retail Banking - State Bank of India", a Best Practices report by GlobalData, is one among the many offerings in Digital Industry product line up, which provides business overview of the company, and a case study focused on the implementation of Artificial Intelligence within the enterprise.
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Sector Analysis
UK Savings 2017: Forecasts & Future Opportunities
"UK Savings 2017: Forecasts & Future Opportunities", provides a comprehensive analysis of the factors driving the UK savings market. This report is based on interviews with industry figures and secondary research. The UK retail savings market has been characterized by low levels of competition and low returns for several years, with the low base rate and access to cheap funding from state-backed schemes leading to downside pressure on interest rates. However, the prospect of rising rates and the end of...
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Sector Analysis
Australian Mortgage Market: Forecasts and Future Opportunities 2018
"Australian Mortgage Market: Forecasts and Future Opportunities 2018", report looks at the Australian residential mortgage market, with coverage of both the investment property and owner-occupier market, including first-time buyers. The Australian mortgage market has gone from strength to strength in recent years, but growth is finally tipped to decelerate as investors take a breath and property inflation cools in the country’s key cities. An active regulator has sapped much of the bubble in the investment property market, which will result...
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Sector Analysis
UK Consumer Credit 2017: Forecasts and Future Opportunities
"UK Consumer Credit 2017: Forecasts and Future Opportunities", report offers five-year gross lending forecasts for all major lines of consumer credit up to 2021, along with a detailed examination of the various demand- and supply-side factors that will determine the market outlook. The rate of growth in consumer credit gross advances, which picked up in 2015, has slowed and year-end figures for 2017 are expected to show growth of 4.6%. Growth will remain moderate throughout the rest of the forecast...
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Thematic Analysis
Artificial Intelligence (AI) in Banking - Thematic Research
In banking, AI use cases range from enhancing client interactions through chatbots to providing better loan terms through data-driven risk assessments, and the automation of laborious back-end processes. Banks can realize the benefits of AI in cost savings, quality improvements, an expansion of their services, and increased personalization in these product offerings. AI can galvanize waning banks and provide them with new income sources while increasing the value they derive from current sources. The AI in banking thematic research report...
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Sector Analysis
United Kingdom (UK) Mortgage Market 2020 - Review, Forecasts, and Future Opportunities
The UK mortgage market was characterized by an initial slowdown in mortgage activity in 2020, followed by a significant rise, with overall mortgage balances outstanding 3.1% higher in January 2021 than at the same point in 2020. This can largely be attributed to changes in stamp duty, creating an incentive for consumers to buy property. Residential mortgage lending growth is set to continue at a steady pace, reaching £1,730bn in 2025 - up from £1,499bn in 2020 at a compound...
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Sector Analysis
Driving Mortgage Strategy 2021
This report provides insight into a selection of successful mortgage players globally. This includes a deep-dive analysis of five lenders in four countries, examining what each player did to improve their mortgage proposition over at least a decade and how successful their efforts were. We also outline the key strategic initiatives of each provider and their effect on the lender’s overall performance. With the emergence of sustained low interest rates in the early 2010s, combined with the later advent of...
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