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Thematic Analysis
Alternative Financial Credit Scoring – Thematic Research
Alternative lenders and big tech have developed fundamentally new approaches to credit assessment, incorporating a wider variety of data sources such as history of utility bill payments, rent payments, repayments to payday lenders, social media data, browsing and search history, employment history, educational background, and even psychometric testing. This report explores the alternative approaches to credit scoring that are being deployed in the financial services industry.
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Thematic Analysis
Banking Sector Scorecard – Thematic Research
This report assesses the key themes that are transforming the banking market right now, utilizing our thematic scoring methodology to identify which companies will do well in the market in the future – and the companies that will falter as a result of their lack of investment in the key banking themes. In this report, we score over 50 of the world’s leading banking players against the 10 themes that are impacting their industry the most. Our resulting thematic engine...
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Company Insights
Competitor Profile: Yandex.Money
Yandex.Money is one of the most popular payment solutions in Russia. It was launched in July 2002 as a joint venture between Yandex and PayCash Group, before Yandex later became the sole owner. However, Yandex sold a 75% stake in Yandex.Money to Sberbank in July 2013 and is now a minority stakeholder. Yandex.Money allows users to make both online and offline payments as well as peer-to-peer (P2P) fund transfers. It offers online checkout through Yandex.Checkout, allowing online merchants to accept...
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Track & Monitor
FinTrack: June 2019
The provision of financial services is constantly evolving, with new technology having a particularly significant impact. Innovations such as digital delivery, AI, biometrics, and robo-advice are enabling providers around the world to offer new and improved services to customers that will improve the way they manage their finances. The growing availability of these technologies is also making it easier than ever for new entrants to develop their own propositions and challenge the established providers. Every month, FinTrack showcases the latest...
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Thematic Analysis
Digital Mortgages – Thematic Research
This report assesses the disruptive threat of new mortgage tech players and how incumbents can best protect and grow market share. We focus on two near-term threats: • Disintermediation: Firms ahead of banks in the value chain, such as a property search site, could offer loan fulfillment to enable an integrated home shopping experience. Or digital brokers and price comparison sites could combine to enable one-click product research, relegating banks to back-end product providers. • Direct competition: New digital lenders,...
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Thematic Analysis
Digital Banking – Thematic Research
Today the biggest value stores that work like bank accounts are already digital and the newer digital banks are amassing customers far more quickly than their predecessors. Big technology companies like Google, Amazon, Facebook, and Apple (GAFA) are already deeply involved in banking and look set to encroach further. Retailers and telcos, too, have entered the fray with intriguing possibilities for the latter among the two billion unbanked globally. The digital banking thematic intelligence report provides a briefing on the...
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Analyst Opinions
Alternative Payment Solution: Yandex.Money
Yandex.Money is one of the most popular payment solutions in Russia. It was launched in July 2002, as a joint venture between Yandex and PayCash Group, before Yandex later became the sole owner. In July 2013, however, Yandex sold a 75% stake in Yandex.Money to Sberbank, and is now a minority stakeholder in the joint venture. Yandex.Money allows users to make both online and offline payments, as well as P2P fund transfers. It offers online checkout through Yandex.Checkout, allowing online...
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Sector Analysis
Payments in Russia 2017: What Consumers Want
"Payments in Russia 2017: What Consumers Want", report examines the consumer payments market in Russia, considering payment cards, online payments, P2P payments, and newer payment technologies such as mobile wallets and contactless. The report also examines the main regulatory players overseeing the market. Although cash plays a dominant role, accounting for 52.1% of total transaction volume in 2017, the Russian payment card market is gradually shifting towards electronic payments, as it grew substantially in terms of both transaction volume and...
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Sector Analysis
Payments Landscape in Russia: Opportunities and Risks to 2021
GlobalData’s "Payments Landscape in Russia: Opportunities and Risks to 2021", report provides detailed analysis of market trends in the Russian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debit, cash, and payment cards during the review-period (2013-17e). The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during...