France Cards and Payments: Opportunities and Risks to 2029 Update
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GlobalData’s ‘France Cards and Payments: Opportunities and Risks to 2029 Update' report provides detailed analysis of market trends in the French cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits, and cheques during the review-period (2021–25e).
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2025e–29f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
GlobalData’s ‘France Cards and Payments: Opportunities and Risks to 2029 Update' report provides top-level market analysis, information and insights into the French cards and payments industry, including –
• Current and forecast values for each market in the French cards and payments industry, including debit, credit and charge cards.
• Detailed insights into payment instruments including cards, cash, credit transfer, direct debits, and cheques. It also, includes an overview of the country's key alternative payment instruments.
• Ecommerce market analysis.
• Analysis of various market drivers and regulations governing the French cards and payments industry.
• Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
• Comprehensive analysis of consumer attitudes and buying preferences for cards.
• The competitive landscape of the French cards and payments industry.
Scope
Card market size in terms of number of cards, value and volume of transactions in the France along with detailed card segmentation of debit, credit and charge cards available in the country.
Market sizing and analysis of major payment instruments including cards, cash, credit transfer, direct debits, and cheques.
Payment market trends and growth for both historical and forecast period
Competitor analysis with detailed insights into leading card issuers and schemes.
Comprehensive analysis of consumer attitudes and buying preferences for cards.
A detailed snapshot of country's key alternative payment brands.
Key Highlights
The European Payments Initiative (EPI) launched a digital wallet called Wero in September 2024 in France. Wero has taken over the domestic payment solution Paylib in France which had 35 million registered users and was discontinued in early 2025. The platform is accessible through EPI-associated member bank apps and mobile apps. Users can securely verify their mobile devices and link their bank accounts in the Wero application to make payments. Currently, the platform supports P2P fund transfers that can be completed within 10 seconds using phone numbers, app-generated QR codes or email addresses. Additional features, including online and POS payments, are expected to be added by the end of 2026.
New instant payment rules are being introduced around EU region. In November 2024, the European Payments Council (EPC) published an updated version of the Single Euro Payments Area (SEPA) Instant Credit Transfer (SCT Inst) rulebook which will come into effect from October 2025. Key features include the SCT Inst scheme must be fully compliant with the provisions of the Instant Payments Regulation (IPR)—an EU Regulation that mandates SEPA instant credit transfers up to EUR100,000 ($108,181.67) within 10 seconds. This regulation requires all SEPA Payment Service Providers (PSPs) to offer instant Euro-denominated credit transfers; allowing funds to be sent and received in under 10 seconds.
Awareness and usage of contactless payment cards is high in France. To capitalize on the growing adoption, contactless payments are being introduced in transportation in France. For instance, in February 2025, the mass transit payment solution Littlepay partnered with Famco—a mobile solutions provider for business—and the solution provider Dataraxyssoftware to launch Proximi-iti; a platform designed for public transportation services in the Department of Haute-Savoie, France. The system allows passengers to pay with contactless debit and credit cards, as well as NFC-enabled digital wallets without the need for cash or traditional card payments by entering a PIN across 37 buses.
Reasons to Buy
Make strategic business decisions, using top-level historic and forecast market data, related to the France cards and payments industry and each market within it.
Understand the key market trends and growth opportunities in the France cards and payments industry.
Assess the competitive dynamics in France cards and payments industry.
Gain insights into marketing strategies used for various card types in France.
Gain insights into key regulations governing the France cards and payments industry.
BNP Paribas
Credit Agricole
Societe Generale Group
La Banque Postale
Carrefour Banque
BNP Paribas
HSBC
Cartes Bancaires
Visa
American Express
Mastercard
Table of Contents
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Sample Report
France Cards and Payments: Opportunities and Risks to 2029 Update was curated by the best experts in the industry and we are confident about its unique quality. However, we want you to make the most beneficial decision for your business, so we offer free sample pages to help you:
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