Payments Landscape in New Zealand: Opportunities and Risks to 2022 (including Consumer Survey Insights)

Pages: 64 Published: June 28, 2019 Report Code: FS0243CI

GlobalData’s 'Payments Landscape in New Zealand: Opportunities and Risks to 2022 (including Consumer Survey Insights)' report provides detailed analysis of market trends in New Zealand's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, credit transfers, direct debits, and cheques during the review-period (2014–18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e–22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

GlobalData’s 'Payments Landscape in New Zealand: Opportunities and Risks to 2022 (including Consumer Survey Insights)' report provides top-level market analysis, information and insights into New Zealand's cards and payments industry, including:
– Current and forecast values for each market in New Zealand's cards and payments industry, including debit, credit, and charge cards.
– Detailed insights into payment instruments including cards, credit transfers, direct debits, and cheques. It also, includes an overview of the country's key alternative payment instruments.
– E-commerce market analysis.
– Analysis of various market drivers and regulations governing New Zealand's cards and payments industry.
– Detailed analysis of strategies adopted by banks and other institutions to market debit, credit, and charge cards.


– New Zealand is making progress on open banking. In March 2018, Payments NZ along with six partners – ASB Bank, BNZ, Westpac, Datacom, Paymark, and TradeMe – conducted a pilot to test open banking and digital payments in the country. Following this, in March 2019 Payments NZ launched the first set of API standards for payment initiation and account information. While Payments NZ will establish the framework and standards, banks and third parties are required to negotiate how they share the costs of operating open banking services.

– In March 2019, UK-based payment processing company Worldpay revealed plans to open two new sales offices in Australia and expand its business to New Zealand, where it has been granted a new card payment processing license. The license will allow the company to process transactions for merchants trading in New Zealand domestically. Worldpay, which recently confirmed a $43bn merger agreement with FIS, expects the investment in the region to help bolster its market presence and enhance payment processing capabilities for clients operating in the e-commerce space.

– To capitalize on the growing preference for online shopping, in January 2018 Westpac partnered with Paymark to introduce Online EFTPOS for its users. The service enables consumers to pay for online transactions using their mobile banking app, eliminating the need to provide bank account or payment card details. When the user selects the Online EFTPOS payment method during checkout, a payment request is sent to the user’s mobile banking app, which needs to be confirmed to complete the transaction.

Reasons to Buy

– Make strategic business decisions, using top-level historic and forecast market data, related to New Zealand's cards and payments industry and each market within it.

– Understand the key market trends and growth opportunities in New Zealand's cards and payments industry.

– Assess the competitive dynamics in New Zealand's cards and payments industry.

– Gain insights into marketing strategies used for various card types in New Zealand.

– Gain insights into key regulations governing New Zealand's cards and payments industry.

Key Players

ANZ Bank
American Express

Table of Contents

Table of Contents

Market Overview

Card-based Payments

E-commerce Payments

Mobile Proximity Payments

P2P Payments

Bill Payments

Alternative Payments

Payment Innovations

Payments Infrastructure & Regulation



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