-
Innovation Ranking
Innovation Ranking – The PNC Financial Services Group Inc
The PNC Financial Services Group Inc (PNC) is a provider of retail and commercial banking products, and wealth and asset management services. Its portfolio of offerings comprises deposits and accounts; cards; insurance; loans for personal and commercial needs, education, auto, mortgage, small business administration, and line of credits; residential mortgage; investment and cash management; and payment and processing solutions. The group’s asset and wealth management portfolio consists of treasury and liquidity management; capital market services including foreign exchange, loan syndications,...
-
Thematic Analysis
Net Zero Strategies in Financial Services – Thematic Intelligence
Net Zero Strategies in Financial Services Thematic Overview Financial services are facing new challenges in achieving net zero by 2050. Companies achieve net zero emissions by cutting greenhouse gas (GHG) emissions to as close to zero as possible, with any remaining emissions then “offset”. The main contributors to these emissions are office heating, company-owned vehicles, and purchased electricity and steam. Efforts to reduce Scope 1 and 2 emissions include carrying out green renovations on corporate offices and data centers, purchasing renewable...
-
Company Insights
NewFiserv – Digital Transformation Strategies
Fiserv Digital Transformation Strategies Overview Fiserv has been focusing on using artificial intelligence, big data, blockchain, cloud, fintech, cryptocurrencies, mobile payments, online payments, open banking, digital banking, and real-time payments to digitally transform its operations. The annual ICT spending of Fiserv was estimated at $1.3 billion for 2023. A major share of this spending is earmarked for acquiring software, ICT services, and network and communications. Fiserv offers payments and financial services technology solutions to various clients around the world, including...
-
Consumer Insights
NewMass Affluent Banking in the Middle East – Regional Breakdown by Market Trends, Investment Preferences and Competitor Benchmarking
Mass Affluent Banking Market in the Middle East Report Overview Investment penetration and value are significantly higher among the mass affluent in the Middle East. Offshore investment penetration is especially high and will further increase in the future. Digital wallets are the most popular new investment providers across markets, and half of mass affluents also prefer arranging their investments on a mobile app or digital platform. Nonetheless, a third still prefers to invest in person or over the phone. Providing...
-
Company Insights
NewManulife Financial Corp. (Manulife) – Digital Transformation Strategies
Manulife offers insurance products and financial services. It operates under the Manulife brand across Canada, Europe, and Asia, and under the John Hancock brand in the US. The company’s reporting segments are Asia, Canada, US, Global Wealth and Asset Management (Global WAM), and Corporate and Other. The Asia reporting segment offers insurance products and insurance-based wealth accumulation products across Asia. The Canada reporting segment offers insurance products, banking services and insurance-based wealth accumulation products in Canda. It also runs a...
-
Consumer Insights
NewMass Affluent Banking in Anglo Region – Regional Breakdown by Market Trends, Investment Preferences and Competitor Benchmarking
Mass Affluent Banking in Anglo Region Report Overview Being financially independent and asset accumulation are the primary goals for mass affluence in Anglo markets. Banks targeting the mass affluent should therefore focus on building savings and investment offerings to expand their customer bases. The ‘Mass Affluent Banking in Anglo Region’ report analyzes the behaviors and preferences of mass affluent customers in the Anglo market. This includes financial goals, banking patterns, investment preferences, and insurance preferences. The report also identifies the...
-
Government & Regulation
NewJapan Insurance Industry – Governance, Risk and Compliance
Japan Insurance Industry Regulation Overview The Financial Services Agency (FSA) and the Local Finance Bureau (LFB) of the Ministry of Finance act as the regulator of the Japan insurance industry. The other regulatory bodies overseeing the industry are the International Association of Insurance Supervisors (IAIS), the General Insurance Association of Japan (GIAJ), and the Life Insurance Association of Japan (LIAJ). The Japan Insurance Industry governance regulation report provides a detailed analysis of the insurance regulations for life, property, motor, liability,...
-
Company Insights
NewDecoding Enel S.p.A. YouTube Advertising Strategy in Q1 2024
The report on Enel S.p.A's advertising strategies on YouTube during the first quarter of 2024, focuses on key products such as Enel Formidable Photovoltaic and Enel Formidable Mobility. It analyzes the core themes, messaging strategies, and product benefits portrayed in these advertisements, highlighting elements such as Renewable Energy, Energy Storage, Solar Park and Energy Production. Moreover, the report examines the overarching themes of Innovation, Community Engagement, Social Responsibility, Environmental Impact and Clean Energy infused into these campaigns. By synthesizing these...
-
Company Insights
NewiDEAL – Competitor Profile
iDEAL - a market leader in Dutch third-party payment services—was established by payment systems provider Currence in 2005. iDEAL offers online payments for Dutch domestic and international shoppers, enabling them to pay for online purchases directly from their bank accounts. iDEAL also enables consumers to carry out other transactions such as utility bill payments, mobile top-ups, and donations. It generates business by offering five types of transactions: domestic ecommerce payments, cross-border ecommerce payments, payments between consumers, non-ecommerce payments, and buy...
-
Consumer Insights
NewMass Affluent Banking in Western Europe – Regional Breakdown by Market Trends, Investment Preferences and Competitor Benchmarking
Mass Affluent Banking Market in Western Europe Report Overview Western Europe has an attractively large segment of the mass affluent population accounting for over 90% of the liquid asset value invested in the region. Equities and mutual funds are the most popular assets besides private pensions and investment properties. Achieving a financially secure and comfortable retirement is the main financial goal of mass affluents. Hence, a large percentage of them prefer accumulating assets instead of repaying their debts. This indicates...