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Thematic Analysis
Strategic Partnerships in Fintech – Thematic Intelligence
Reasons to buy the ‘Strategic Partnerships in Fintech’ thematic intelligence report: Gain access to a scientific overview of strategic fintech partnerships. Analyze studies of emerging technological trends and their broader impact on the market. Identify the key categories of fintech partnership and a few of the major players in each category. Explore the role of digitization of banking and the partnership opportunities it creates across front, middle, and back-office functions. How is our ‘Strategic Partnerships in Fintech’ report unique from...
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Thematic Analysis
Social Media in Banking – Thematic Intelligence
Social Media in Banking Thematic Report Overview Social media companies will increasingly diversify away from their ad-funded business model in the face of increased regulatory scrutiny. Social media in banking thematic report maps out the prospects of social media giants for a deep assault on financial services, and how incumbent banks might respond. The report shares findings from GlobalData’s 2023 Financial Services Consumer Survey, which covers consumer openness to a wide variety of different types of financial services from different...
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Thematic Analysis
Demographics in Banking – Thematic Intelligence
Demographics in Banking Thematic Report Overview Demographic mega-trends around birth rates, migration, and aging are intersecting with rising geo-political tensions, de-globalization, inflation, and a host of other social will have profound implications for the development of financial services across the value chain. The following are some of the key highlights of the demographics in banking theme analysis report: The single biggest demographic shift for incumbent banks will likely be the inversion in provider preferences. In the US, for example, customers...
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Sector Analysis
Russia Cards and Payments – Opportunities and Risks to 2027
Russia Cards and Payments Market Report Overview The annual value of card transactions in the Russia cards and payments market is estimated to be $1.9 trillion in 2023 and is expected to grow at a CAGR of more than 9% during 2023-2027. The following are some of the key highlights of the Russia cards and payments market: Debit cards dominate the overall payment card space, accounting for over 96% of total card payment value in 2023. A booming e-commerce market,...
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Thematic Analysis
Fintech – Thematic Intelligence
Fintech Thematic Report Overview Fintech, a portmanteau of ‘finance’ and ‘technology’, originally referred to a variety of new entrants, free from legacy. It is often able to bypass bank regulation operating primarily direct-to-consumer business models. These early entrants were positioned by some analysts and their marketing rhetoric, as disruptors, out to “break the banks.” Primarily, there was much disruption, in terms of disintermediating incumbents at the customer engagement level but what followed more often was a mutually beneficial partnership, with...
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Thematic Analysis
Small Medium Enterprises (SME) Banking – Thematic Intelligence
Many new digital banks capitalized on the pandemic to dramatically increase small- and medium-sized enterprise (SME) lending and account penetration. SMEs typically have complex, variable, and evolving needs, which are difficult to meet by a single provider all the time. Additionally, e-commerce platforms and accounting software providers offer extensive SME support to enable open ecosystems. The SME Banking thematic intelligence report provides a briefing on the theme with a detailed analysis of market opportunity, and factors driving its development and...
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Thematic Analysis
Personalization in Banking – Thematic Research
Personalization in Banking Report Overview Brands like Uber Eats use highly personalized interactions to show that they know their customers and care about their choices and preferences. Banks are under pressure to do the same. However, if they fail to offer customized services, consumers perceive all banks as the same and they risk getting pushed down the value chain. Customized financial products show that the bank is customer-centric. In an open finance environment, personalization can be used to serve and...
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Thematic Analysis
Data Privacy in Banking – Thematic Research
Data underpins and enriches all aspects of a service or product in retail banking, whether optimizing channel interactions, personalizing risk assessment (across credit, market, and operational), or helping customers make better financial decisions. Data is also critical to the development of transformative new technologies such as artificial intelligence (AI), big data, and the Internet of Things (IoT). The data privacy in banking thematic intelligence report provides a comprehensive overview of various types of privacy-enhancing technologies such as encryption, anonymization, and...
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Thematic Analysis
Digital Lending – Thematic Research
Digital lending as a whole experienced a contraction amid the pandemic. Subsequent analysis looks at market share evolution from 2016 to 2020 in five key markets (the UK, Australia, Hong Kong, the US, and Spain) and growth prospects based on consumer survey data regarding channel preference and provider preference in those same markets. Some of the key players in the digital lending industry include Rocket Mortgage, Wells Fargo, Affirm, Klarna, GreenSky, Funding Circle, LendingClub, Prosper, Zopa among others. The critical...
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Thematic Analysis
Open Banking 2021 – Thematic Research
Open banking creates a multidimensional view on what the core value in banking is. No longer just interest-bearing products, but data, technology; and not just to end users, but to businesses, new entrants, and other banks. The ability to disaggregate component pieces of value, and to distribute them in multiple forms, becomes a core competency in the open banking era. Financial services regulators around the world are increasingly concerned with promoting competition and innovation in banking, reducing barriers to entry,...