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Company Profile
Plaid Inc – Company Profile
Plaid Inc (Plaid) is an application programming interface (API) developer for banking data. The company offers bank transaction data, simplifies automated clearing aouse (ACH) authentication by connecting accounts to facilitate payments, categorizes the transaction, verifies user identity and reduces fraud, checks the balance in real-time and lowers the non-sufficient funds (NSF)fees and verifies and validate income more correctly through employment info. Plaid connects applications, traditional financial institutions and consumers. It simplifies the complex process in banks with the use of...
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Company Insights
JPMorgan Chase – Enterprise Tech Ecosystem Series
JPMorgan has been focusing on AI-based approach as a part of its digital transformation strategies. The annual ICT spending of JPMorgan was estimated at $14 billion in 2022. A major share of this spending is earmarked for acquiring software, ICT services, and hardware from vendors. JPMorgan Chase (JPM) is a financial holding company that provides consumer and commercial banking, investment banking, financial transaction processing, and asset management solutions. The JPMorgan Digital Transformation Strategies report will act as a reference point...
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Thematic Analysis
Small Medium Enterprises (SME) Banking – Thematic Intelligence
Many new digital banks capitalized on the pandemic to dramatically increase small- and medium-sized enterprise (SME) lending and account penetration. SMEs typically have complex, variable, and evolving needs, which are difficult to meet by a single provider all the time. Additionally, e-commerce platforms and accounting software providers offer extensive SME support to enable open ecosystems. The SME Banking thematic intelligence report provides a briefing on the theme with a detailed analysis of market opportunity, and factors driving its development and...
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Report Bundle
56% offTech Apps in Banking – Report Bundle (7 Reports)
Banks are currently undergoing technological churn owing to increased competition from fin-tech startups and growing concern about cyber-security. Online deposits, mobile wallets, e-bill payments, and other similar services have changed the way financial transactions are conducted today. As technological advancements continue to disrupt traditional banking methods, the world will witness a plethora of newer and faster banking solutions. As a part of this bundle, you will gain access to in-depth insights available in the following reports: Thematic Research: Cybersecurity in...
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Thematic Analysis
Personalization in Banking – Thematic Research
Personalization in Banking Report Overview Brands like Uber Eats use highly personalized interactions to show that they know their customers and care about their choices and preferences. Banks are under pressure to do the same. However, if they fail to offer customized services, consumers perceive all banks as the same and they risk getting pushed down the value chain. Customized financial products show that the bank is customer-centric. In an open finance environment, personalization can be used to serve and...
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Company Insights
Canadian Imperial Bank of Commerce – Digital Transformation Strategies
Canadian Imperial Bank of Commerce (CIBC) has been focusing on using artificial intelligence, cloud, blockchain, and online payments to digitally transform its operations. The annual ICT spending of CIBC was estimated at $861 million for 2021. A major share of this spending is earmarked for acquiring software, ICT services and hardware from vendors. CIBC is a provider of personal, small business, and commercial and corporate banking solutions. Under personal banking it offers accounts, overdrafts, credit cards, loans, mortgages, investments, retirement...
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Thematic Analysis
Data Privacy in Banking – Thematic Research
Data underpins and enriches all aspects of a service or product in retail banking, whether optimizing channel interactions, personalizing risk assessment (across credit, market, and operational), or helping customers make better financial decisions. Data is also critical to the development of transformative new technologies such as artificial intelligence (AI), big data, and the Internet of Things (IoT). The data privacy in banking thematic intelligence report provides a comprehensive overview of various types of privacy-enhancing technologies such as encryption, anonymization, and...
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Thematic Analysis
Digital Lending – Thematic Research
Digital lending as a whole experienced a contraction amid the pandemic. Subsequent analysis looks at market share evolution from 2016 to 2020 in five key markets (the UK, Australia, Hong Kong, the US, and Spain) and growth prospects based on consumer survey data regarding channel preference and provider preference in those same markets. Some of the key players in the digital lending industry include Rocket Mortgage, Wells Fargo, Affirm, Klarna, GreenSky, Funding Circle, LendingClub, Prosper, Zopa among others. The critical...
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Thematic Analysis
Open Banking 2021 – Thematic Research
Open banking creates a multidimensional view on what the core value in banking is. No longer just interest-bearing products, but data, technology; and not just to end users, but to businesses, new entrants, and other banks. The ability to disaggregate component pieces of value, and to distribute them in multiple forms, becomes a core competency in the open banking era. Financial services regulators around the world are increasingly concerned with promoting competition and innovation in banking, reducing barriers to entry,...
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Thematic Analysis
Online Payments – Thematic Research
According to GlobalData’s Ecommerce Analytics database, the global online payments sector was worth $4.8 trillion in 2020, with China representing just over a third of the value of transactions made during that period. The online payments industry is fragmented due to the sheer number of participants involved in payment transactions but also due to the large number of payment options available to consumers. With the emergence of new technologies transforming the payments industry, long-established companies are investing heavily in new...