Top 10 General Insurers in the US in 2021 by Written Premiums

UnitedHealth Group Inc, Elevance Health Inc, Humana Inc, Centene Corp, and CVS Health Corp are the top 5 general insurers in the US in 2021 by written premiums (as of 2021). Collectively, the top 10 general insurers in the US employed a total of 1,470,500 people in 2021. The United States of America-based UnitedHealth Group Inc is the leading general insurer in the US (by written premiums). The company reported revenues of $287,597 million for the fiscal year ended December 2021 (FY2021), an increase of 11.8% over FY2020, due to the acquisitions in care delivery, and growth in value-based arrangements, and consumers recommenced elective care. The company is a diversified health care company. It offers health care services and products through two distinct platforms, namely UnitedHealthcare and Optum. Its UnitedHealthcare platform provides health care coverage and benefits services and the Optum platform offers information and technology-enabled health services. It is headquartered in Minnetonka, Minnesota, the US, and employs 350,000 people in FY2021. Elevance Health Inc is one of the leading general insurers in the US (by written premiums). The company reported revenues of $138,639 million for the fiscal year ended December 2021 (FY2021), an increase of 13.8% over FY2020, due to increase in membership and premium rates in Commercial risk-based businesses designed to cover medical cost trends> It was also due to increase in administrative fee in Group fee-based businesses and the absence of premium credits to members enrolled in select Group and Individual health plans in response to the COVID-19 pandemic. The company offers health benefits services. It is an independent licensee of the Blue Cross and Blue Shield Association (BCBSA), an association of independent health benefit plans. It employs 98,200 people in 2021.