ACI Worldwide Inc (ACI) develops, markets, installs and supports software products and solutions. The company provides wide range of professional services, including consultation, implementation, analysis, design, development, integration, testing, and project management.

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ACI’s R&D arm focuses on designing new products and developing improved versions of existing products. The company partners with various device manufacturers like NCR, Wincor-Nixdorf, and Diebold to fortify compatibility with ATM technology. It also collaborates with several network vendors, including SWIFT, VISA, and MasterCard to ensure compliance with processing mandates and new regulations. The company collectively works with computer software and hardware and cloud-based infrastructure services such as Oracle, IBM, HPE and Microsoft Corporation, which are utilized by and in delivery of ACI’s products. As of December 2022, the company operated data center space in India, the UK, Ireland, Romania, South Africa, and Singapore. In FY2022, the company incurred an expense of US$146.3 million on R&D, which as a percentage of revenue stood, at 10%.