Cholamandalam Investment and Finance Company Ltd - Company Profile
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Cholamandalam Investment and Finance Company Ltd (CIFCL), a subsidiary of the Murugappa Group Ltd, operates as a diversified non-banking finance company, providing a range of lending and financial solutions. Its offerings comprise lending solutions for vehicles, including commercial vehicles, tractors, cars, and construction vehicles and equipment; loans against the property; purchase of plots and ready homes, and balance transfer of existing home loans; rural and agriculture loans; SME loans; gold loans, and corporate financing. The company also provides services, including offline payment aggregation, stock broking, and insurance, through its subsidiaries. The company serves a wide customer base, including middle-income families, self-employed business owners, salaried employees, retail and HNI investors, and promoters. CIFCL is headquartered in Chennai, Tamil Nadu, India.
Cholamandalam Investment and Finance Company Ltd premium industry data and analytics
Products and Services
| Products | Services |
|---|---|
| Vehicle Loans | Stock Broking |
| Gold Loans | Finnacing |
| Loans Against Property | Customer Support |
| XYZ | XYZ |
| XYZ | XYZ |
| XYZ | XYZ |
Competitor Comparison
| Key Parameters | Cholamandalam Investment and Finance Company Ltd | Bajaj Finance Ltd | Shriram Finance Ltd | Muthoot Finance Ltd | Mahindra & Mahindra Financial Services Ltd |
|---|---|---|---|---|---|
| Headquarters | India | India | India | India | India |
| City | Chennai | Pune | Mumbai | Ernakulam | Mumbai |
| State/Province | Tamil Nadu | Maharashtra | Maharashtra | Kerala | Maharashtra |
| No. of Employees | 46,678 | 71,613 | 79,872 | 29,221 | 25,261 |
| Entity Type | Public | Public | Public | Public | Public |
Key Financial Charts
Sales Growth
Net Income Growth
Executives
| Name | Position | Board | Since | Age |
|---|---|---|---|---|
| Vellayan Subbiah | Chairman | Executive Board | 2025 | 56 |
| Ravindra Kumar Kundu | Director; Managing Director | Executive Board | 2024 | 58 |
| Ajay Bhatia | Chief Risk Officer | Senior Management | 2023 | - |
| Aman Sharma | Chief Processing Officer | Senior Management | 2024 | - |
| N Ramesh Rajan | Director | Non Executive Board | 2018 | 69 |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
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