Credito Emiliano SpA - Company Profile
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Credito Emiliano SpA (Credem) is a subsidiary of Credito Emiliano Holding SpA, primarily engaged in the provision of personal, corporate, and private banking products and services. The bank specializes in commercial banking, offering a wide range of services to retail and corporate customers, including current accounts, cards, online banking, loans, home mortgages, insurance, investment services, protection plans, and trading services. Credem also provides integrated leasing packages through its subsidiaries, covering various sectors such as vehicle, asset, real estate, and shipping leases. The bank's products and services cater to individuals, corporates, and private banking clients across various industries. It distributes its offerings through a network of branches, business centers, and financial outlets. Credem is headquartered in Reggio Emilia, Italy.
Credito Emiliano SpA premium industry data and analytics
Products and Services
| Products | Services | Brands |
|---|---|---|
| Accounts and Deposits: | Internet Banking | Credem |
| Current Account | Mobile Banking | |
| Account Zeroperte | Advisory Services | |
| XYZ | XYZ | |
| XYZ | XYZ | |
| XYZ | XYZ |
History
History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.
| Year | Event | Description |
|---|---|---|
| 2025 | Contracts/Agreements | In November, the bank and Google Cloud extended their partnership to offer the bank's employees access to Google Workspace integrated with Gemini. |
| 2025 | Others | In November, the bank was affirmed with long term deposit rating of ‘A3’ with a stable outlook by Moody’s. |
| 2025 | Others | In September, the bank was affirmed with Long-term issuer default ratings rating of 'BBB+' and viability ratings of 'bbb+' with a stable outlook by Fitch. |
Competitor Comparison
| Key Parameters | Credito Emiliano SpA | Banco BPM SpA | Banca Monte dei Paschi di Siena SpA | Mediobanca - Banca di Credito Finanziario SpA | Banca Mediolanum SpA |
|---|---|---|---|---|---|
| Headquarters | Italy | Italy | Italy | Italy | Italy |
| City | Reggio Nell'Emilia | Verona | Siena | Milano | Basiglio |
| State/Province | Emilia-Romagna | Veneto | - | Lombardia | Lombardia |
| No. of Employees | 6,731 | 18,983 | 22,030 | 5,533 | 3,825 |
| Entity Type | Public | Public | Public | Public | Public |
Key Financial Charts
Sales Growth
Net Income Growth
Executives
| Name | Position | Board | Since | Age |
|---|---|---|---|---|
| Lucio Igino Zanon di Valgiurata | Chairman | Executive Board | 2019 | - |
| Luigi Maramotti | Deputy Chairman | Executive Board | 2021 | - |
| Enrico Corradi | Deputy Chairman | Executive Board | 2021 | - |
| Paolo Magnani | Deputy General Manager | Senior Management | - | - |
| Ettore Corsi | Deputy Central Manager | Senior Management | - | - |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
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