Credito Emiliano SpA - Company Profile

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Credito Emiliano SpA (Credem) is a subsidiary of Credito Emiliano Holding SpA, primarily engaged in the provision of personal, corporate, and private banking products and services. The bank specializes in commercial banking, offering a wide range of services to retail and corporate customers, including current accounts, cards, online banking, loans, home mortgages, insurance, investment services, protection plans, and trading services. Credem also provides integrated leasing packages through its subsidiaries, covering various sectors such as vehicle, asset, real estate, and shipping leases. The bank's products and services cater to individuals, corporates, and private banking clients across various industries. It distributes its offerings through a network of branches, business centers, and financial outlets. Credem is headquartered in Reggio Emilia, Italy.

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Headquarters Italy

Address Via Emilia San Pietro, 4, Reggio Nell'Emilia, Emilia-Romagna, 42121


Telephone 39 0522 582111

No of Employees 6,731

Industry Financial Services

Ticker Symbol & Exchange CE (BIT)

Revenue (2024) $3.4B -14.5% (2024 vs 2023)

EPS XYZ

Net Income (2024) XYZ 0.2% (2024 vs 2023)

Market Cap* $6.6B

Net Profit Margin (2024) XYZ 17.2% (2024 vs 2023)

* As of and is in US$
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Credito Emiliano SpA premium industry data and analytics

1

ICT Spend & Tech Priorities

IT Client Prospector provides intelligence on Credito Emiliano SpA’s likely spend across technology areas enabling you to understand the digital strategy.

Products and Services

Products Services Brands
Accounts and Deposits: Internet Banking Credem
Current Account Mobile Banking
Account Zeroperte Advisory Services
XYZ XYZ
XYZ XYZ
XYZ XYZ
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History

History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.

Year Event Description
2025 Contracts/Agreements In November, the bank and Google Cloud extended their partnership to offer the bank's employees access to Google Workspace integrated with Gemini.
2025 Others In November, the bank was affirmed with long term deposit rating of ‘A3’ with a stable outlook by Moody’s.
2025 Others In September, the bank was affirmed with Long-term issuer default ratings rating of 'BBB+' and viability ratings of 'bbb+' with a stable outlook by Fitch.
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Competitor Comparison

Key Parameters Credito Emiliano SpA Banco BPM SpA Banca Monte dei Paschi di Siena SpA Mediobanca - Banca di Credito Finanziario SpA Banca Mediolanum SpA
Headquarters Italy Italy Italy Italy Italy
City Reggio Nell'Emilia Verona Siena Milano Basiglio
State/Province Emilia-Romagna Veneto - Lombardia Lombardia
No. of Employees 6,731 18,983 22,030 5,533 3,825
Entity Type Public Public Public Public Public
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Executives
Name Position Board Since Age
Lucio Igino Zanon di Valgiurata Chairman Executive Board 2019 -
Luigi Maramotti Deputy Chairman Executive Board 2021 -
Enrico Corradi Deputy Chairman Executive Board 2021 -
Paolo Magnani Deputy General Manager Senior Management - -
Ettore Corsi Deputy Central Manager Senior Management - -
Non Dignissim Eros Proin vel Convallis 2026 XY
Non Dignissim Eros Proin vel Convallis 2026 XY
Non Dignissim Eros Proin vel Convallis 2026 XY
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