Encore Capital Group Inc - Company Profile
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The following section provides information on Encore Capital Group Inc’s senior management, executives, CEO and key decision makers and their roles in the organization. For more insight into Encore Capital Group Inc's management and employees, unlock the full data with our company analytics monitoring tool.
Executives
Ashish Masih
Chief Executive Officer; Director; President Executive BoardMr. Ashish Masih has been the President, Director and Chief Executive Officer of the company since June 2017. Prior to this, he served as the President at Midland Credit Management; and held the positions of Executive Vice President, Senior Vice President of legal collections operations, and Senior Vice President of corporate development at Encore. Previously, he was the Vice President at Capital One Financial Corp. Earlier, he served at McKinsey & Company and KPMG Consulting.
Tomas Hernanz
Chief Financial Officer; Executive Vice President; Treasurer Senior ManagementMr. Tomas Hernanz has been the Chief Financial Officer Executive Vice President, and Treasurer of the company since 2025. Previously, he served as the Chief Financial Officer for Encore’s European business at Cabot Credit Management. Earlier, he worked at Ondra Partners, Goldman Sachs and Citigroup.
Monique Dumais-Chrisope
Chief Information Officer; Senior Vice President Senior ManagementMs. Monique Dumais-Chrisope is the Chief Information Officer and Senior Vice President of the company. Previously, she served as a Senior Vice President and Technology Executive and held various senior and executive roles at Bank of America. She also served in leadership roles for business process operations and loss mitigation technology for the bank.
Tracy Ting
Chief Human Resources Officer; Senior Vice President Senior ManagementMs. Tracy Ting has been the Chief Human Resources Officer and Senior Vice President of the company since 2019. Previously, she served as the Chief People Officer at Avanir Pharmaceuticals from 2017 to 2019. Ms. Ting served as the Senior Vice President and Chief Human Resources Officer at Affymetrix. She also held several leadership roles in HR and Finance at Varian Medical Systems, Prior to Varian, she served at PricewaterhouseCoopers LLP in Los Angeles
Steve Carmichael
Chief Risk, Strategy and Compliance Officer; Senior Vice President Senior ManagementMr. Steve Carmichael has been the Senior Vice President and Chief Risk, Strategy and Compliance Officer of the company since 2021. Prior to this, he served as the Head of Enterprise and Financial Risk Management at Discovery Financial Services. He also served as the Chief Compliance Officer and Head of Corporate Risk Strategy at Discovery Financial Services. Earlier, he held many senior strategic roles at large financial institutions, including Capital One, HSBC, and Wells Fargo.
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