International Personal Finance plc - Company Profile
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Business Description
International Personal Finance Plc (IPF) is a non-banking financial institution. It provides a gamut of lending solutions through face-to-face, at-home, and digital solutions through agents and online channels. The company offers consumer credit, including small, unsecured cash loans, primarily to employed individuals or small business owners.
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Business Segments
Overview
Provides online digital lending solutions to its customers under brands- creditea, hapiloans, Credit24, and Saving. Includes installment loans, monthly repayments, and revolving credit line facility. Operates in established markets including Finland, Estonia, Lithuania, and Latvia; and new markets such as Poland, Spain, Mexico, and Australia. Significantly improved portfolio quality in new markets. Has been focusing on new markets including Spain, Poland, Mexico, and Australia.
Performance
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Overview
Provides home credit cash loans, money transfer loans, micro-business loans, digital loans and offers home, medical and life insurances in Poland, Czech Republic, Hungary and Romania.
Performance
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Overview
Provides a range of loans through face-to-face at-home service channel for loan term around 18 months. Includes cash loans with agent service, micro business loans, money transfer loans direct to bank account, and provident branded digital loans. Also offers home, medical and life insurances. Aims to expand its geographical footprint in the Mexico market. Has been working to simplify its business structure to improve customer experience and achieve operational efficiency.
Performance
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