Jack Henry & Associates Inc (JHA) offers information and payment processing solutions to banks and financial institutions. The company offers solutions under the SilverLake System, Core Director, CIF 20/20, and Symitar brand names.

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JHA’s R&D aims to build new software solutions and services, and the addition of new features and functionalities to existing solutions in compliance with regulatory requirements. The company’s R&D arm also enhances its existing solutions with additional functionality and features to ensure regulatory compliance. It also continually evaluates and implements process improvements to expedite the delivery of new products and enhancements to its clients and reduce related costs. In FY2025, the company incurred expenses of US$162.7 million on R&D, which as a percentage of revenue, stood at 6.8%.