Lloyds Banking Group Plc - Company Profile

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Lloyds Banking Group Plc: Segment Analysis

Business Description

Lloyds Banking Group Plc (Lloyds) is a provider of retail and commercial banking and long-term savings, protection, and investment. It operates under brands such as Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. As of December 31, 2023, the group reported assets of GBP881,453 million, loans and advances of customers of GBP449,745 million, and deposits from customers of GBP471,396 million.

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Business Segments

Overview

Offers a wide range of products and services including lending, transactional banking, risk management, working capital management, private equity, and debt capital market services. Serves SMEs, global corporate companies, and financial institutions.

Performance

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Overview

Offers insurance, pension management, and investment products and services.

Performance

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Overview

Offers credit cards, mortgages, savings and current accounts, motor finance, unsecured loans, and leasing solutions to individuals. Operates through branch networks and digital banks.

Performance

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Overview

Comprises assets, which are outside the group’s risk appetite, and income and expenditure not attributed to above mentioned segments, including the costs of certain central and head office functions and the group’s private equity business, Lloyds Development Capital.

Performance

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