L&T Finance Ltd - Company Profile
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L&T Finance Ltd (L&T), formerly L&T Finance Holdings Ltd (LTFH), a subsidiary of Larsen & Toubro Limited, is a non-banking financial company. The company's primary activities involve providing financial solutions to both urban and rural customers. L&T Finance's product portfolio includes personal loans, two-wheeler loans, home loans, rural business loans, farm loans, and SME loans. Additionally, the company offers various Bancassurance products such as life insurance, health insurance, and general insurance. These financial services cater to individuals, farmers, small and medium enterprises, and rural businesses, meeting a wide range of financial needs. It operates through a network that spans across major cities, urban, and semi-urban locations in India, providing loans against property, business loans, and professional loans. L&T is headquartered in Mumbai, Maharashtra, India.
Headquarters
India
Address
Brindavan, Plot No. 177, C.S.T. Road Kalina, Santacruz (East), Mumbai, Maharashtra, 400098
Website
www.ltfinance.com
Telephone
91 22 62125000
No of Employees
41,301
Industry
Financial Services
Ticker Symbol & Exchange
LTF (NSE)
Revenue (2025)
$2.0B
13.3%
(2025 vs 2024)
EPS
XYZ
Net Income (2025)
XYZ
12.8%
(2025 vs 2024)
Market Cap*
$7.4B
Net Profit Margin (2025)
XYZ
-0.5%
(2025 vs 2024)
* As of and is in US$
L&T Finance Ltd premium industry data and analytics
Products and Services
| Products | Services |
|---|---|
| Loans: | Loan Servicing |
| Housing | Customer Support |
| Personal | |
| XYZ | |
| XYZ | |
| XYZ |
History
History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.
| Year | Event | Description |
|---|---|---|
| 2026 | New Products/Services | In October, the company introduced the second edition of Pitch Point. |
| 2026 | Contracts/Agreements | In September, the company partnered with Pine Labs to integrate Agentic Storefront into the L&T Finance PLANET App, enabling secure agentic commerce with AI agents. |
| 2026 | Others | In September, the company introduced a new CSR project, the Integrated Community Development, in Purnea, Bihar, India. |
Competitor Comparison
| Key Parameters | L&T Finance Ltd | Bajaj Finance Ltd | Shriram Finance Ltd | Muthoot Finance Ltd | Reliance Capital Ltd |
|---|---|---|---|---|---|
| Headquarters | India | India | India | India | India |
| City | Mumbai | Pune | Mumbai | Ernakulam | Ahmedabad |
| State/Province | Maharashtra | Maharashtra | Maharashtra | Kerala | Gujarat |
| No. of Employees | 41,301 | 71,613 | 76,241 | 31,613 | 18,360 |
| Entity Type | Public | Public | Public | Public | Private |
Key Financial Charts
Sales Growth
Net Income Growth
Executives
| Name | Position | Board | Since | Age |
|---|---|---|---|---|
| Sudipta Roy | Chief Executive Officer; Director; Managing Director | Executive Board | 2024 | 53 |
| Sachinn Joshi | Chief Financial Officer | Senior Management | - | - |
| Raju Dodti | Chief Operating Officer | Senior Management | - | - |
| Kavita Jagtiani | Chief Marketing Officer | Senior Management | - | - |
| Apurva Rathod | Secretary; Chief Sustainability Officer | Senior Management | - | - |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
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