Masraf Al Rayan (Q.S.C.) - Company Profile
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Masraf Al Rayan (Q.S.C.) (Masraf Al Rayan) is an Islamic bank providing Shariah compliant financial products and services to its clientele. Strong capital adequacy, business performance of Corporate Banking segment, and non-interest income are a few of the major strengths of the bank, even as declined quality of assets and could be causes for concern. Prospective growth in SME lending, digital initiatives, and emergence of FinTech companies may provide ample growth opportunities to Masraf Al Rayan. However, risks related to online identity theft and hacking, emergence of neobanks and competition may affect its long term growth and sustainability.
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