PayPal Holdings Inc (PayPal) is a company focused on enabling digital payments and simplifying commerce experiences for consumers and merchants. It operates a global network with 439 million active accounts across approximately 200 markets as of December 31, 2025. It offers a range of products and services for both consumers and merchants. For consumers, it provides digital wallets and solutions for shopping and payments through PayPal and Venmo, both online and in-person. Consumers can manage their finances, including saving and trading cryptocurrencies, and send and receive money. Payment options include bank accounts, PayPal or Venmo balances, credit and debit products, cryptocurrencies, and stored value products like gift cards. For merchants, PayPal offers solutions to connect with customers, increase sales, and grow businesses. These include online branded checkout solutions, unbranded payments processing, buy now, pay later solutions, in-person point of sale solutions, business financing, payouts capabilities, and risk tools. PayPal brands include PayPal, Venmo, Braintree, Xoom, and others.

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