Vanquis Banking Group Plc - Company Profile
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Vanquis Banking Group Plc, formerly, Provident Financial plc (Provident Financial) is a financial service group that provides personal credit products for consumers in the UK. Product portfolio, capital adequacy, and net interest margin are its major strengths even as cost efficiency remains a cause for concern. However, growing cards and payments channel in the UK, the short-term economic outlook in the UK, and strategic initiatives could provide ample growth opportunities to the company. Competition, transition from LIBOR, and risks related to online identity theft and hacking could affect the company’s performance.
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