The Co-operative Bank Holdings Ltd - Company Profile

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The Co-operative Bank Holdings Ltd: Segment Analysis

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Business Description

The Co-operative Bank Holdings Ltd (CBH) offers a range of savings and accounts, lending, mortgages, cards, insurance, and related financial solutions through Britannia, Smile, Co-Operative Bank, and Platform. As of December 31, 2023, it reported assets of GBP26.1 billion, net customer loans of GBP20.1 billion, and customer deposits of GBP19.2 billion.

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Business Segments

Overview

Comprises of retail, and SME segments. Serves to personal banking customers. Offers retail lending services through Mortgages, credit cards and overdrafts, retail deposit services through current accounts and savings products. Serves to SME, charities and social enterprises based out of the UK. Offers transactional banking, current accounts, savings, overdrafts and loans. Focuses to create the ethical digital bank for SMEs.

Performance

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Overview

Includes closed books of corporate, unsecured and residential(Optimum) lending and all treasury-related activities. Also includes operations that are not allocated to any particular segment.

Performance

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