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United Bankshares Inc (United) is a financial holding company. The company primarily focuses on community banking, offering a comprehensive range of commercial and retail banking services. United's major products and services include deposit accounts, personal and commercial loans, real estate loans, and credit card services. The company operates under the United Bank and provides additional services through its nonbank subsidiaries, such as asset management and brokerage services. United serves a diverse customer base, including individuals and businesses across various industries, with applications in financial management and investment. The company is a member of the New York Currency Exchange (NYCE) ATM network, facilitating widespread access to its banking services. United operates primarily in West Virginia, Virginia, and surrounding regions, targeting local communities and businesses. United is headquartered in Charleston, West Virginia, the US.
Headquarters
United States of America
Address
300 United Center, 500 Virginia Street E, Charleston, West Virginia, 25301
Website
www.ubsi-inc.com
Telephone
1 304 4248716
No of Employees
2,553
Industry
Financial Services
Ticker Symbol & Exchange
UBSI (NASD)
Revenue (2025)
$1.8B
12.2%
(2025 vs 2024)
EPS
XYZ
Net Income (2025)
XYZ
24.6%
(2025 vs 2024)
Market Cap*
$5.9B
Net Profit Margin (2025)
XYZ
11.0%
(2025 vs 2024)
* As of and is in US$
Products and Services
| Products | Services |
|---|---|
| Checking Accounts | Safe Deposit Boxes |
| Savings Accounts | E-Banking |
| Individual Retirement Accounts | ATM Services |
| XYZ | XYZ |
| XYZ | XYZ |
| XYZ | XYZ |
History
History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.
| Year | Event | Description |
|---|---|---|
| 2025 | Financing Agreements | In February, the company received an investment from Choreo LLC. |
| 2025 | Acquisitions/Mergers/Takeovers | In January, the company acquired Piedmont Bancorp Inc, a bank holding company. |
| 2021 | Acquisitions/Mergers/Takeovers | In December, the company announced the acquisition of Community Bankers Trust Corporation. |
Competitor Comparison
| Key Parameters | United Bankshares Inc | The Bank of New York Mellon Corp | First Citizens BancShares Inc | Fifth Third Bancorp | Huntington Bancshares Inc |
|---|---|---|---|---|---|
| Headquarters | United States of America | United States of America | United States of America | United States of America | United States of America |
| City | Charleston | New York | Raleigh | Cincinnati | Columbus |
| State/Province | West Virginia | New York | North Carolina | Ohio | Ohio |
| No. of Employees | 2,553 | 49,200 | 17,191 | 18,476 | 19,932 |
| Entity Type | Public | Public | Public | Public | Public |
Key Financial Charts
Sales Growth
Net Income Growth
Executives
| Name | Position | Board | Since | Age |
|---|---|---|---|---|
| Richard M. Adams | Chairman | Executive Board | 2022 | 79 |
| Michael P. Fitzgerald | Vice Chairman | Executive Board | 2022 | 69 |
| Richard M. Adams Jr. | Chief Executive Officer; Director | Executive Board | 2022 | 57 |
| W. Mark Tatterson | Chief Financial Officer; Executive Vice President | Senior Management | 2015 | 50 |
| Ross M. Draber | Executive Vice President; Chief Operating Officer | Senior Management | 2022 | 38 |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
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