American Coastal Insurance Corp - Company Profile
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Business Description
American Coastal Insurance Corp (ACIC), formerly, United Insurance Holdings Corp is a property and casualty insurance holding company. The company, through its subsidiaries, provides a range of property and casualty insurance products such as homeowners’ coverage, investor property insurance, and flood insurance. The company underwrites insurance businesses in Florida, and New York. As of December 31, 2024, the company distributed its personal line policies across New York through a network of approximately 400 independent agencies and distributed commercial lines policies through a network of independent agencies managed by AmRisc, LLC.
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Business Segments
Overview
The Commercial Lines Business segment primarily provides commercial multi-peril property insurance for residential condominium associations and apartments in Florida. Earlier, it served South Carolina and Texas through Journey Insurance Company (JIC), which was merged into AmCoastal. The segment covers losses or damages caused by fire, wind, hail, water, theft, and vandalism.
Performance
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