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Zip Co Ltd (Zip) is a provider of digital payment solutions. The company carries out point-of-sale credit and digital payment services. It provides financial services to both consumers and small to medium-sized merchants (SMEs). Zip platform includes zipMoney and zipPay, among others. The company also offers Buy Now Pay Later (BNPL) services for online and in-store, through a line of credit and instalment products. Its services serve primarily to the retail, education, health and travel industries, among others. The company has operational presence in New Zealand, the US, Mexico, Canada and Australia. Zip is headquartered in Sydney, New South Wales, Australia.
Headquarters
Australia
Address
Level 7, 180 George St, Sydney, New South Wales, 2000
Website
zip.co
Telephone
61 2 82942345
No of Employees
985
Industry
Financial Services
Ticker Symbol & Exchange
ZIP (ASX)
Revenue (2025)
$706.9M
23.5%
(2025 vs 2024)
EPS
XYZ
Net Income (2025)
XYZ
2084.7%
(2025 vs 2024)
Market Cap*
$2.3B
Net Profit Margin (2025)
XYZ
1,676.2%
(2025 vs 2024)
* As of and is in US$
Zip Co Ltd premium industry data and analytics
Products and Services
| Products | Services |
|---|---|
| ZipPay | Digital Payment Services |
| ZipMoney |
History
History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.
| Year | Event | Description |
|---|---|---|
| 2025 | Contracts/Agreements | In October, the company expanded its partnership with Stripe to enable US merchants to offer Zip’s pay-in-installments through Stripe’s checkout interfaces through a no-code setup. |
| 2025 | Contracts/Agreements | In September, Zip US collaborated with Nift to offer personalized gift offers to users after purchases, enhancing customer experience. |
| 2025 | Contracts/Agreements | In September, the company partnered with the PBS series Opportunity Knocks to provide financial guidance. |
Competitor Comparison
| Key Parameters | Zip Co Ltd | Affirm Holdings Inc | Klarna Bank AB | Latitude Group Holdings Ltd | Humm Group Ltd |
|---|---|---|---|---|---|
| Headquarters | Australia | United States of America | Sweden | Australia | Australia |
| City | Sydney | San Francisco | Stockholm | Melbourne | Sydney |
| State/Province | New South Wales | California | Stockholm | Victoria | New South Wales |
| No. of Employees | 985 | 2,206 | 3,778 | 1,008 | 730 |
| Entity Type | Public | Public | Private | Public | Public |
Key Financial Charts
Sales Growth
Net Income Growth
Executives
| Name | Position | Board | Since | Age |
|---|---|---|---|---|
| Cynthia Scott | Managing Director; Chief Executive Officer | Senior Management | - | - |
| Gordon Bell | Chief Financial Officer | Senior Management | - | - |
| Linda Lu | Chief Risk Officer; Chief Legal Officer | Senior Management | - | - |
| Alex Christie | Chief People Officer | Senior Management | - | - |
| Sarah Brown | Secretary | Senior Management | - | - |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
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