Fair Isaac Corp (FICO) is an analytics software company that offers credit scores, predictive analytics, and decision management solutions for businesses in more than 80 countries. The company serves a variety of industries, including banking, credit card issuance, insurance, retail, telecommunications, automotive lending, consumer reporting, and public agencies. FICO also provides online services to consumers to help them access and understand their FICO Scores.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

FICO’s R&D arm focuses on four main analytic domains including Predictive Modeling, Decision Analysis and Optimization, Transaction Profiling, and Customer Data Integration. These initiatives involve developing mathematical and statistical models, optimizing decision-making processes, profiling transaction data, and integrating customer data from multiple sources to enhance predictive accuracy and decision-making capabilities. As of September 2024, the company had 198 US patents and 29 foreign patents, and 75 patent-pending applications. FICO also had 24 trademarks registered in the US and specific foreign countries. In FY2024, the company incurred expenses of US$171.9 million on R&D, which as a percentage of revenue, stood at 10%.