PT Bank Tabungan Negara (Persero) Tbk - Company Profile
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PT Bank Tabungan Negara (Persero) Tbk (Bank BTN) is a banking institution primarily focused on serving and supporting financing in the housing sector. The bank's main activities include offering both conventional and sharia banking products. It offers a wide range of financial products and services, including consumer and commercial banking products such as loans, deposits, and wealth management services. The bank’s products cater to a diverse customer base, including individual consumers, commercial entities, and government institutions. It utilizes electronic channels such as internet banking and mobile banking to reach its customers. Bank BTN operates a nationwide network across various regions in Indonesia. Bank BTN is headquartered in Jakarta, Indonesia.
Headquarters
Indonesia
Address
Menara Bank Btn, Jl. Gajah Mada No. 1, Jakarta Pusat, 10130
Website
www.btn.co.id
Telephone
62 21 6336789
No of Employees
11,249
Industry
Financial Services
Ticker Symbol & Exchange
BBTN (JAK)
Revenue (2024)
$2.4B
20.4%
(2024 vs 2023)
EPS
XYZ
Net Income (2024)
XYZ
16.4%
(2024 vs 2023)
Net Profit Margin (2024)
XYZ
-3.3%
(2024 vs 2023)
* As of and is in US$
PT Bank Tabungan Negara (Persero) Tbk premium industry data and analytics
Products and Services
| Products | Services | Brands |
|---|---|---|
| Accounts | ATM Services | BTN |
| Consumer Loans | Online Banking | |
| Cards | Mobile Banking | |
| XYZ | XYZ | |
| XYZ | XYZ | |
| XYZ | XYZ |
History
History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.
| Year | Event | Description |
|---|---|---|
| 2026 | Contracts/Agreements | In August, the bank partnered with Diponegoro University to launch co-branded student ID-debit cards for 17,000 incoming students. |
| 2026 | Contracts/Agreements | In July, the bank partnered with Indonesia’s Central Statistics Agency to apply national data for more accurate housing finance targeting. |
| 2026 | Contracts/Agreements | In July, the bank partnered with Artajasa to strengthen payment infrastructure and expand digital services supporting its Danantara transformation. |
Competitor Comparison
| Key Parameters | PT Bank Tabungan Negara (Persero) Tbk | PT Bank Negara Indonesia (Persero) Tbk | PT Bank Danamon Indonesia Tbk | PT Bank CIMB Niaga Tbk | PT Bank OCBC NISP Tbk |
|---|---|---|---|---|---|
| Headquarters | Indonesia | Indonesia | Indonesia | Indonesia | Indonesia |
| City | Jakarta Pusat | Jakarta Pusat | Jakarta Selatan | Jakarta Selatan | Jakarta |
| State/Province | Jakarta | Jakarta | Jakarta | Daerah Khusus Ibukota Jakarta Raya | Jakarta |
| No. of Employees | 11,249 | 25,163 | 28,991 | 10,659 | 6,308 |
| Entity Type | Public | Public | Public | Public | Public |
Key Financial Charts
Sales Growth
Net Income Growth
Executives
| Name | Position | Board | Since | Age |
|---|---|---|---|---|
| Suryo Utomo | President Commissioner | Executive Board | 2025 | 57 |
| Hirwandi Gafar | Director - Consumer Banking | Senior Management | 2022 | 58 |
| Henri Ari Wibawa | Senior Executive Vice President - Credit Risk | Senior Management | 2025 | 55 |
| Benjamen Sihombing | Senior Executive Vice President - Assets Management | Senior Management | 2025 | 56 |
| Nixon LP Napitupulu | President Director | Senior Management | 2023 | 57 |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
| Non Dignissim Eros | Proin vel | Convallis | 2026 | XY |
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