Universal Insurance Holdings Inc (UIH) is a holding company that provides property and casualty insurance and value-added insurance services. The company primarily focuses on developing, marketing, and underwriting insurance products for personal residential homeowners. It principally offers homeowners’ insurance, which provides coverage for renters, homeowners, dwelling, condominium, other structures, fire, liability, personal property, and personal articles. These products and services are distributed through a network of 9,600 licensed independent agents of which 4,000 independent agents in Florida and 5,600 independent agents outside Florida.

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