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Business Description
Grab Holdings Ltd (Grab) is a technology company that primarily operates in the sectors of deliveries, mobility, and financial services. The company generates revenue through commissions and fees associated with these services. It serves various industries by facilitating the delivery of daily necessities, providing ride-hailing services, and offering financial services such as payments, lending, and digital banking. Grab also generates B2B revenue from its GrabMaps offerings.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
R&D Overview
Grab's R&D arm has undertaken significant R&D initiatives to improve its platform, attract and retain driver- and merchant-partners, and enhance the consumer experience. The company focuses on developing innovative applications and offerings to fulfill everyday consumer needs, improve service quality and operational efficiency for merchant-partners, and advance big data and AI capabilities. It employs AI-powered chatbots and virtual assistants to handle customer inquiries, enhancing customer satisfaction and operational efficiency. Grab has eight R&D centers located in Bangalore, Beijing, Cluj-Napoca, Ho Chi Minh City, Jakarta, Kuala Lumpur, Shenzhen, and Singapore. These units are responsible for designing, building, and optimizing the company's offerings, conducting controlled experiments to improve product experience and marketplace efficiency, and integrating local perspectives into technology solutions. As of December 31, 2025, Grab had 296 granted patents, 838 pending patent applications, and 104 filed and/or registered designs. The input text does not provide information on the number of R&D centers, pipeline products, or major technology alliances. In FY2025, the company incurred expenses of US$428 million on R&D, which as a percentage of revenue, stood at 12.7%.
Business Segments
Overview
Provides logistics services, facilitates and performs on-demand and scheduled delivery of a variety of daily necessities including groceries, ready-to-eat meals, and point-to-point parcel delivery. Connects driver-partners and merchant-partners with consumers. Provides services through GrabFood, GrabMart, and GrabExpress apps. GrabFood app helps in delivering food and beverages from restaurants to consumers. GrabMart app is used by users to get orders delivered within the hour or schedule a delivery at convenience for goods such as supermarket items, health and beauty products, over-the-counter pharmacy supplies, and fresh flower bouquets. The GrabExpress app is an on-demand delivery service with live GPS tracking that helps users to send documents, items, and other products.
Performance
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Overview
Offers digital solutions with business partners to address the financial needs of driver and merchant partners and consumers. Services include digital payments, factoring of receivables, lending, insurance distribution, and wealth management in selected markets. Provides payment, insurance, and investment services through several apps including GrabPay Wallet, GarbPay Card, PayLater, Travel Cover, Ride Cover, AutoInvest, and Earn+. GrabPay digital payments solution is available in Indonesia (through OVO), the Philippines, Malaysia, Singapore, Thailand, and Vietnam (as Moca). GrabInsure offers insurance products to consumers and driver-partners in Singapore, Indonesia, Malaysia, the Philippines, and Vietnam.
Performance
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Overview
Provides consumers rides provided by driver-partners over a multi-modal mobility option including private cars, motorcycles, taxis, and shared mobility options such as carpooling. Provides services through JustGrab, JustGrab Green, GrabShare, GrabHitch, GrabCar, GrabCar Plus, GrabCar Premium, and GrabFamily apps. Also offers four-wheel vehicle rental services to driver-partners in Indonesia, Singapore, and Malaysia, and motorcycle rental services in Indonesia and Singapore.
Performance
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Overview
Includes multiple operating businesses that are not individually material.
Performance
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Geographical Segments
Performance
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Performance
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Performance
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Performance
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Performance
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Performance
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Performance
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